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Policy

OneTimePremiumPayor

object
partyIdstring

Impacted Party in the event of financial transaction

Example:Party_PI_1

paymentFormstring

Allowed values:DTCCCREDITCARDACHCHECKWIREEXCHANGE

bankIdstring

Comes in Acord 103

Example:Bank_1

Example
{
  "partyId": "Party_PI_1",
  "paymentForm": "DTCC",
  "bankId": "Bank_1"
}

OneTimePremiumRequest

object
correlationIdstring

The unique ID to track transaction request across all systems

Example:657b717b7dcf554abf9ef067

effectiveDatestring(date)

Date when the transaction was originally scheduled or expected to happen. It can be a non-business day

Example:2023-01-01

reverseInitiatorboolean

Property to isolate source transaction(s) that initiated the reversal

Default:false

transactionAmountsobject
Show Child Parameters
payorobject
Show Child Parameters
partiesarray[object]
Show Child Parameters
exchangeobject
Show Child Parameters
externalIdentifiersobject
Show Child Parameters
Example
{
  "correlationId": "657b717b7dcf554abf9ef067",
  "effectiveDate": "2023-01-01",
  "reverseInitiator": false,
  "transactionAmounts": {
    "requestedAmount": 1000.32,
    "appliedAmount": 1000.43,
    "netPaymentAmount": 48000.21
  },
  "payor": {
    "partyId": "Party_PI_1",
    "paymentForm": "DTCC",
    "bankId": "Bank_1"
  },
  "parties": [
    {
      "partyRole": "OWNER",
      "partyId": "Party_PI_1",
      "paymentForm": "DTCC",
      "allocationPercentage": 100,
      "bankId": "Bank_1",
      "addressId": "1",
      "forBenefitOfOrForFurtherCredit": "John Doe"
    }
  ],
  "exchange": {
    "exchangeId": "EX0000001",
    "policyNumber": "EX0000001",
    "exchangeDescription": "DEFAULT",
    "exchangeDate": "2023-01-01",
    "lineOfBusiness": "LIFE",
    "exchangeAmount": 161.81698,
    "qualificationType": "INDIVIDUALRETIREMENTACCOUNTREGULAR",
    "costBasis": 161.81698,
    "modifiedEndowmentContractStatus": true,
    "outstandingLoanRolloverAmount": 161.81698
  },
  "externalIdentifiers": {
    "referenceNumber": "referenceNumber",
    "externalTransactionId": "externalTransactionId"
  }
}

OneTimePremiumQuoteTransactionAmount

object
requestedAmountnumber(double)

The initial premium amount (deposit amount) paid by the party

Example:100

appliedAmountnumber(double)

The initial premium amount that is actually applied to the policy

Example:100

calculatedAmountnumber(double)

The amount calculated by the LPS if the issuance transaction outcome fails

Example:100

Example
{
  "requestedAmount": 100,
  "appliedAmount": 100,
  "calculatedAmount": 100
}

OneTimePremiumQuoteResponse

object
correlationIdstring
transactionAmountsobject
Show Child Parameters
policyobject
Show Child Parameters
Example
{
  "correlationId": "correlationId",
  "transactionAmounts": {
    "requestedAmount": 100,
    "appliedAmount": 100,
    "calculatedAmount": 100
  },
  "policy": {
    "id": "657bddcddc353e5fc5f45acd",
    "event": "InterestCreditMatch",
    "effectiveDate": "2023-01-01",
    "carrierId": "SB",
    "policyReferenceId": "563f35b74b904f87a2e3ddbde0c3c541",
    "thirdPartyAdministratorId": "tpa-12345",
    "policySource": "Outbound",
    "policySourceDescription": "Underwriter name",
    "product": {
      "lineOfBusiness": "LIFE",
      "planName": "SB UL Premium Match",
      "productType": "WHOLELIFE",
      "marketingName": "Everly Life",
      "shortName": "SB UL",
      "distribution": "WIREHOUSE",
      "planCode": "BFIXUL1S",
      "generalLedgerPlanCode": "V2201",
      "holdingForm": "INDIVIDUAL",
      "renewable": "renewable",
      "productVersion": "2021.10.15"
    },
    "banding": "NOPREMIUMBANDING",
    "matchBonusVersion": "2021.10.15",
    "qualificationType": "INDIVIDUALRETIREMENTACCOUNTREGULAR",
    "policyTerm": 20,
    "policyYear": 1,
    "monthOfYear": 2,
    "policyNumber": "ZH12345678",
    "parentPolicyNumber": "ZNQA12134",
    "priorPolicyNumber": "ZNQA12134",
    "policyStatus": "PENDINGISSUED",
    "restrictStatus": "LEGAL",
    "issueType": "FULLUNDERWRITING",
    "issueState": "AA",
    "currency": "USD",
    "policyDates": {
      "policyStartDate": "2023-01-01",
      "applicationDate": "2023-01-01",
      "applicationReceivedDate": "2023-01-01",
      "issueDate": "2023-01-01",
      "applicationInGoodOrderDate": "2023-01-01",
      "contestabilityStartDate": "2023-01-01",
      "contestabilityEndDate": "2023-01-01",
      "policyDeliveryDate": "2023-01-01",
      "previousPolicyAnniversaryDate": "2023-01-01",
      "previousPolicyMonthiversaryDate": "2023-01-01",
      "nextAnniversaryDate": "2023-01-01",
      "maturityDate": "2023-01-01",
      "policyTerminationDate": "2023-01-01",
      "initialPaymentExpiryDate": "2023-01-01",
      "nextMonthiversaryDate": "2023-01-01",
      "claimApprovalDate": "2023-01-01",
      "certifiedReceivedDate": "2023-01-01",
      "dateOfDeathReportedNotification": "2023-01-01",
      "deferralEndDate": "2023-01-01",
      "conversionDate": "2023-01-01",
      "paidToDate": "2023-01-01",
      "paidUpDate": "2023-01-01"
    },
    "costBasis": {
      "costBasis": 198,
      "costBasisDate": "2023-01-01",
      "preTaxEquityAndFiscalResponsibilityActBasis": 161.81698,
      "preTechnicalAndMiscellaneousRevenueActAmount": 161.81698,
      "postTechnicalAndMiscellaneousRevenueActAmount": 161.81698,
      "changeAmount": 161.81698
    },
    "fixedCostPeriod": 10,
    "commissionOption": "OPTIONA",
    "accountValues": {
      "beginningAccountValue": 161.81698,
      "endingAccountValue": 161.81698,
      "minimumRequiredAccountValue": 0,
      "accountValueByPolicyYear": 0,
      "unloanedPortionOfAccountValue": 161.81698,
      "loanedPortionOfAccountValue": 0,
      "surrenderValue": 161.81698,
      "surrenderValueWithoutMarketValueAdjustment": 161.81698,
      "guaranteedCashSurrenderValueFixed": 161.81698,
      "guaranteedCashSurrenderValueIndexed": 161.81698,
      "netAmountAtRisk": 16.81698,
      "deemedAccountValue": 16.81698,
      "initialPremiumRequestAmount": 99,
      "initialPremiumAppliedAmount": 99,
      "initialPaymentAmountReceivedDate": "2023-01-01",
      "cumulativePremiumSinceIssue": 198,
      "totalYearToDatePremiumAmount": 198,
      "modifiedEndowmentContractAuthorization": "true",
      "projectedLapseIndicator": true,
      "policyGainAmount": 0,
      "uncollectedCharges": 0,
      "annualTargetPremium": 99.9,
      "modalTargetPremium": 99.9,
      "annualizedPremium": 99.99,
      "unearnedPremium": 99.99,
      "excessPremium": 99.99,
      "outstandingLifetimePremium": 99.99,
      "suppressionIndicator": true,
      "interestEarned": 99.12,
      "totalNetWithdrawalSinceIssue": 0,
      "totalGainWithdrawnSinceIssue": 0,
      "employeeRetirementIncomeSecurityActIndicator": true
    },
    "loanValues": {
      "totalLoanBalance": 1000,
      "totalLoanPrincipal": 100,
      "loanPayoffAmount": 100,
      "maximumLoanAmount": 161.81698,
      "minimumLoanAmount": 100,
      "totalLoanAccruedInterest": 100,
      "lastLoanInterestDueDate": "2023-01-01",
      "totalNumberOfLoan": 10,
      "loanInterestMethod": "ADVANCE",
      "totalYearToDateLoanTaken": 1000,
      "loanRepaymentType": "INTERESTFIRST",
      "minimumLoanRepayment": 100
    },
    "withdrawalValues": {
      "totalWithdrawalAmount": 0,
      "freeWithdrawalAmount": 0,
      "yearToDateFreeWithdrawalAmount": 0,
      "minimumWithdrawalAmount": 1,
      "maximumWithdrawalAmount": 161.81698,
      "annualWithdrawalLimitNoCoverageDecrease": 322.678939,
      "maximumWithdrawalRequestDuringVestingPeriod": 1,
      "yearToDateNumberOfWithdrawal": 1,
      "maximumWithdrawalRequestAfterVestingPeriod": 12,
      "totalYearToDateWithdrawalTaken": 0,
      "numberOfWithdrawal": 0,
      "withdrawalAllowedStartDate": "2023-01-01"
    },
    "marketValueAdjustment": {
      "marketValueAdjustmentIndicator": true,
      "marketValueAdjustmentAmount": 12.42342,
      "marketValueAdjustmentPeriod": 1,
      "marketValueAdjustmentBaseRate": 12.42342
    },
    "requiredMinimumDistribution": {
      "totalRequiredMinimumDistributionAnnualAmount": 12.42342,
      "remainingRequiredMinimumDistributionAmount": 12.42342,
      "actuarialPresentValue": 12.42342,
      "priorYearEndAccountValue": 12.42342,
      "requiredMinimumDistributionRecalculationDate": "2023-01-01",
      "requiredMinimumDistributionCalculationOption": "RULE2002"
    },
    "testValues": {
      "guidelinePremium": {
        "guidelinePremiumTestDate": "2023-01-01",
        "definitionOfLifeInsurance": "GPT",
        "guidelineSinglePremium": 65068.27,
        "guidelineLevelPremium": 4695.39,
        "guidelinePremiumLimit": 4695.39,
        "amountExcessToGuideline": 0,
        "totalGuidelineLevelPremiumSinceIssue": 4695.39
      },
      "modifiedEndowmentContract": {
        "modifiedEndowmentContractTestDate": "2023-01-01",
        "amountExcessToModifiedEndowmentContract": 0,
        "modifiedEndowmentContractStatusDate": "2023-01-01",
        "modifiedEndowmentContractStatus": true,
        "sevenPayTestBasis": 198,
        "sevenPayPremium": 19807.51079,
        "sevenPayStartDate": "2023-01-01",
        "sevenPayPeriod": "2030-01-01",
        "sevenPayLimit": 0,
        "yearInPeriod": 0,
        "unnecessaryPremium": 232.12
      }
    },
    "timestamp": "2023-01-01T12:00:00.000Z",
    "deathBenefit": {
      "deathBenefitOption": "LEVEL",
      "deathBenefitOptionEffectiveDate": "2023-01-01",
      "deathBenefitOptionChangedEffectiveDate": "2023-01-01",
      "deemedDeathBenefit": 12203.12,
      "deathBenefitAgeGuarantee": 63,
      "disputedDebtAmount": 65068.27355,
      "deathBenefitInterest": 150.12241,
      "deathBenefitIndexCredit": 150.12241,
      "claimStatus": "APPROVED",
      "proofOfDeathReceived": "Yes"
    },
    "coverage": {
      "totalCoverageAmount": 300000,
      "cumulativeGrossDeathBenefitAmount": 300000,
      "netDeathBenefit": 300000,
      "remainingDeathBenefitAmount": 300000,
      "minimumCoverageAmount": 10000,
      "maximumCoverageAmount": 10000000,
      "coverageChangeEffectiveDate": "2023-01-01",
      "coverageBand": "BAND1",
      "maximumAnnualCoverageChangeAllowedPerPolicy": 1,
      "minimumCoverageDecreaseAmount": 10000,
      "maximumCoverageDecreaseAmount": 290000,
      "maximumAgeNumberCoverageAmountDecrease": 80,
      "coverageAmountDecreaseAllowed": 120,
      "minimumCoverageIncreaseAmount": 10000,
      "maximumCoverageIncreaseAmount": 9700000,
      "maximumAgeNumberCoverageAmountIncrease": 80,
      "coverageAmountIncreaseAllowed": 10,
      "coverageLayers": [
        {
          "coverageId": "Base_Coverage",
          "coverageType": "BASE",
          "coverageName": "Base_Coverage",
          "productCode": "SBFIXUL1",
          "coverageTerm": 1,
          "approvedCoverageAmount": 10000,
          "currentAmount": 300000,
          "originalCoverageAmount": 300000,
          "minimumCoverageAmount": 10000,
          "maximumCoverageAmount": 10000000,
          "grossDeathBenefitAmount": 300000,
          "coverageTargetPremium": 300000,
          "lowDeathBenefitAmount": 300000,
          "coverageChangeAmount": 3000000,
          "coverageEffectiveDate": "2023-01-01",
          "coverageChangeEffectiveDate": "2023-01-01",
          "coverageTerminationDate": "2023-01-01",
          "unitOfCoverage": 300,
          "valuePerUnitOfCoverage": 1000,
          "annualPremium": 1000,
          "modalPremium": 1000,
          "guidelineSinglePremium": 65068.27,
          "guidelineLevelPremium": 4695.39,
          "sevenPayPremium": 19807.51,
          "coverageParticipants": [
            {
              "partyId": "Party_PI_1",
              "issueAge": 43,
              "partyAgeAtIssue": 43,
              "riskClass": "ULTRANONTOBACCO",
              "substandardRating": "TABLEA",
              "flatExtra": [
                {
                  "flatExtraType": "TEMPORARY",
                  "flatExtraDuration": 0,
                  "flatExtraAmount": 0,
                  "flatExtraStartDate": "2023-01-01"
                }
              ]
            }
          ]
        }
      ]
    },
    "riders": [
      {
        "timestamp": "2023-01-01T12:00:00.000Z",
        "type": "BASE",
        "riderName": "Chronic Illness Accelerated Death Benefit Rider",
        "riderElected": "ELECTED",
        "riderCode": "SBLCHR",
        "underwritingStatus": "APPROVED",
        "unbornChildIndicator": true,
        "qualifiedAdditionalBenefit": true,
        "effectiveDate": "2023-01-01",
        "exerciseDate": "2023-01-01",
        "terminationDate": "2023-01-01",
        "status": "ACTIVE",
        "coverageId": "Rider_SBLCHR",
        "amount": 0,
        "annualBenefitAmount": 0,
        "riderBenefitAmount": 0,
        "riderBenefitPercent": 100,
        "minimumRiderBenefitAmount": 0,
        "growthIncomeBenefitAmount": 0,
        "riderStoredIncomeBalance": 0,
        "riderParticipant": [
          {
            "insuredID": "Party_PI_1",
            "insuredAgeAtIssue": 50
          }
        ],
        "riderParticipants": [
          {
            "partyId": "Party_PI_1",
            "partyAgeAtIssue": 50,
            "riskClass": "ULTRANONTOBACCO",
            "substandardRating": "TABLEA",
            "flatExtra": [
              {
                "flatExtraType": "TEMPORARY",
                "flatExtraDuration": 0,
                "flatExtraAmount": 0,
                "flatExtraStartDate": "2023-01-01"
              }
            ]
          }
        ],
        "charge": {
          "riderExerciseCharge": 0,
          "riderExerciseChargeRate": 0
        },
        "maximumChronicIllnessBenefitPercentage": 2.5,
        "maximumPeriodicPaymentPeriod": 0,
        "claimStatus": true,
        "nextEvaluationDate": "2023-01-01",
        "riderPaymentDate": "2023-01-01",
        "terminalRiderPaymentAmount": 0,
        "riderMinimumPaymentAmount": 0,
        "maximumCriticalIllnessBenefitPercentage": 0,
        "tierOneMaximumCriticalIllnessBenefitPercentage": 0,
        "tierOneMaximumCriticalIllnessBenefitAmount": 0,
        "tierTwoMaximumCriticalIllnessBenefitPercentage": 0,
        "tierTwoMaximumCriticalIllnessBenefitAmount": 0,
        "tierOneCriticalRiderPaymentDate": "2023-01-01",
        "tierOneCriticalRiderPaymentAmount": 0,
        "tierTwoCriticalRiderPaymentDate": "2023-01-01",
        "tierTwoCriticalRiderPaymentAmount": 0,
        "coverageLayers": [
          {
            "coverageId": "Base_Coverage",
            "coverageType": "BASE",
            "coverageName": "Base_Coverage",
            "productCode": "SBFIXUL1",
            "coverageTerm": 1,
            "approvedCoverageAmount": 10000,
            "currentAmount": 300000,
            "originalCoverageAmount": 300000,
            "minimumCoverageAmount": 10000,
            "maximumCoverageAmount": 10000000,
            "grossDeathBenefitAmount": 300000,
            "lowDeathBenefitAmount": 300000,
            "coverageChangeAmount": 3000000,
            "coverageEffectiveDate": "2023-01-01",
            "coverageChangeEffectiveDate": "2023-01-01",
            "coverageTerminationDate": "2023-01-01",
            "unitOfCoverage": 300,
            "valuePerUnitOfCoverage": 1000,
            "guidelineSinglePremium": 65068.27,
            "guidelineLevelPremium": 4695.39,
            "sevenPayPremium": 19807.51,
            "modalPremium": 1000,
            "coverageTargetPremium": 300000,
            "annualPremium": 1000
          }
        ],
        "remainingBenefit": 10.51,
        "additionalBenefitUsedUp": true,
        "totalBenefit": 5.17,
        "payoutOption": "SINGLE",
        "benefitPercent": 1.23,
        "annualBenefitLimit": 3.43,
        "currentAnnualLimit": 5.45,
        "remainingAnnualLimit": 6.75,
        "hypotheticalAnnualLimit": 8.95,
        "phase": "ACCUMULATION",
        "lastResetDate": "2023-01-01",
        "base": {
          "currentBase": 14.32,
          "ratchetBase": 19.35,
          "growthBase": 15.65,
          "deferralBonus": 12.65,
          "deferralBonusBase": 13.12,
          "simpleInterestBase": 14.21
        }
      }
    ],
    "charges": [
      {
        "chargeType": "COSTOFINSURANCE",
        "coverageId": "Base_Coverage",
        "currentMonthCharge": 123.12,
        "uncollectedPerCharge": 10.42,
        "cumulativePerCharge": 721.42
      }
    ],
    "systematicPrograms": [
      {
        "arrangementType": "PAYMENT",
        "arrangementId": "Arr_1",
        "allocationOptionType": "PRORATA",
        "reason": "PREMIUM",
        "numberOfOccurrence": 12,
        "disbursementType": "GROSS",
        "status": "ACTIVE",
        "paymentForm": "DTCC",
        "frequency": "DAILY",
        "requestedDate": "2023-01-01",
        "startDate": "2023-01-01",
        "endDate": "2023-01-01",
        "previousProgramDate": "2023-01-01",
        "optedNextProgramDate": "2023-01-01",
        "nextProgramDate": "2023-01-01",
        "amountType": "AMOUNT",
        "amount": 600,
        "party": [
          {
            "partyRole": "PAYOR",
            "partyId": "Party_PI_1",
            "percentage": 10,
            "bankId": "Bank_1",
            "paymentForm": "DTCC"
          }
        ],
        "parties": [
          {
            "partyRole": "PAYOR",
            "partyId": "Party_PI_1",
            "percentage": 10,
            "bankId": "Bank_1",
            "addressId": "1",
            "paymentForm": "DTCC",
            "forBenefitOfOrForFurtherCredit": "TBD"
          }
        ],
        "externalArrangementId": "arrangementid123"
      }
    ],
    "policyFeatures": [
      {
        "featureType": "FREELOOK",
        "featureIndicator": true,
        "featureOption": "LIFEONLY",
        "reducedPaidUpFaceAmount": 46.49,
        "startDate": "2023-01-01",
        "endDate": "2023-01-01",
        "status": true,
        "period": 30,
        "effectiveDate": "2023-01-01",
        "totalRequiredAmount": 0,
        "totalMinimumRequiredAmount": 0,
        "paymentAmount": 46.49,
        "exclusionAmount": 46.49,
        "yearToDatePaymentAmount": 46.49,
        "exclusionRatio": 46.49,
        "totalPaymentAmount": 46.49,
        "jointLivesPercentageToSurvivor": 100,
        "underwritingDecision": true,
        "approvalDate": "2023-01-01",
        "featureId": "123",
        "frequency": "DAILY",
        "paymentForm": "DTCC",
        "featureSubType": "MULTIPLEPOLICYDISCOUNT",
        "timestamp": "2023-01-01T12:00:00.000Z"
      }
    ],
    "allocation": {
      "investmentType": "INVESTMENTFUND",
      "modelName": "TBD",
      "modelId": "TBD",
      "fundAllocationsInvestments": [
        {
          "fundId": "ELF001",
          "fundName": "Everly Fixed IUL Fund",
          "fundAccountType": "FIXED",
          "allocationPercentage": 100,
          "startDate": "2023-01-01",
          "endDate": "2023-01-01"
        }
      ],
      "funds": [
        {
          "fundAccountType": "FIXED",
          "fundId": "ELI002",
          "fundName": "S&P 500® Price Return Annual Point-to-Point with Participation Rate Account",
          "generalLedgerFundCode": "XE2",
          "totalFundValue": 15.67,
          "interestGuaranteedPeriod": 3,
          "guaranteedMinimumInterestRate": 1.52,
          "fundSegments": [
            {
              "segmentId": "3",
              "fundId": "FundAccount1",
              "originalDepositAmount": 5.22,
              "originalDepositDate": "2023-01-01",
              "depositDate": "2023-01-01",
              "depositAmount": 5.22,
              "currentAmount": 161.81698,
              "renewalDate": "2023-01-01",
              "numberOfUnits": 50,
              "sweepAccountId": "ELI002",
              "interestEarningAmount": 161.81698,
              "appliedInterestRate": 161.81698,
              "startingPrice": 1234.21321,
              "startingPriceDate": "2023-01-01",
              "endingPrice": 2000.81698,
              "endingPriceDate": "2023-01-01",
              "startDate": "2023-01-01",
              "endDate": "2023-01-01",
              "maxPrice": 1234.21321,
              "maxPriceDate": "2023-01-01"
            }
          ]
        }
      ],
      "matchSegment": {
        "segmentId": "Match1",
        "matchAccountValue": 1.985116,
        "cumulativeMatchPaymentAmount": 1.98,
        "yearToDateMatchValue": 1.98,
        "maximumLifeTimeVestingAmount": 300,
        "maximumAnnualVestingAmount": 300,
        "minimumPaymentsForMatch": 0,
        "matchVestingDate": "2023-01-01",
        "generalLedgerFundCode": "V2201",
        "vestingPeriod": 10
      },
      "loanSegments": [
        {
          "segmentId": "Loan1",
          "loanType": "PREFERRED",
          "loanInterestType": "FIXED",
          "loanInterestDue": 1000,
          "loanPrincipal": 1500,
          "loanBalance": 1500.72,
          "loanCollateralAmount": 1500.72,
          "preInvestmentSegmentAmount": 0,
          "loanInterestRate": 4.5,
          "loanCreditRate": 4,
          "loanAccruedInterest": 0.72,
          "loanCollateralAccruedInterest": 0.16,
          "yearToDateLoanTaken": 1500,
          "generalLedgerFundCode": "V2201",
          "startDate": "2023-01-01",
          "endDate": "2023-01-01"
        }
      ]
    },
    "version": 1
  }
}

AdhocTransactionAmount

object
requestedAmountnumber(double)

The initial premium amount (deposit amount) paid by the party

Example:1000

amountTypestring

Allowed values:AMOUNTPERCENTAGEMAXFREEWITHDRAWALAMOUNTWITHDRAWALUNTILBASISEARNINGSONLYPRORATAMODIFIEDEARNINGSONLY

disbursementTypestring

Allowed values:GROSSNETNETNET

disbursementPaymentFormstring

Allowed values:DTCCEFTACHCHECKWIRE

distributionCodestring

Allowed values:DEFAULTPREMATUREDISTRIBUTIONEXCEPTIONAPPLIESDISABILITYDEATHDEATHEXCLUSIONDEATHROLLOVEREXCHANGE1035NORMALDISTRIBUTIONCOSTOFCURRENTLIFEINSURANCEPROTECTIONQUALIFIEDROLLOVERROTHDISTRIBUTIONNOEXCEPTIONQUALIFIEDLOANDISTRIBUTIONPREMATURELOANDISTRIBUTIONQUALIFIEDROTHINDIVIDUALRETIREMENTARRANGEMENTDISTRIBUTIONROTHINDIVIDUALRETIREMENTACCOUNTSDISTRIBUTIONEXCEPTIONAPPLIESEXCESSCONTRIBUTIONSPLUSEARNINGSEXCESSDEFERRALSTAXABLEIN2009NONTAXABLEEVENTGROSSPAIDTOATTORNEYOTHERINCOMENONEMPLOYEECOMPENSATIONPREMATUREEXCEPTIONROYALTIESDEATHTRANSFER4HPROHIBITEDTRANSACTIONTENYEARTAXOPTIONTRUSTEETOTRUSTEETRANSFERQUALIFIEDDOMESTICRELATIONSORDERLIKETOLIKENO1099DISTRIBUTIONSUNDEREMPLOYEEPLANSCOMPLIANCERESOLUTIONSYSTEMCHARITABLEGIFTLOANSASDISTRIBUTIONSQUALIFIEDPLANLOANOFFSETRECHARACTERIZEDINDIVIDUALRETIREMENTARRANGEMENTCURRENTYEAREXCESSCONTRIBUTION1YEARPRIORTAXRECHARACTERIZEDINDIVIDUALRETIREMENTACCOUNTSPREVIOUSYEAREARLYDISTRIBUTIONFROMSAVINGSINCENTIVEMATCHPLANFOREMPLOYEESDIRECTTRANSFEREXCESSCONTRIBUTIONSPLUSEARNINGSEXCESSDEFERRALSANDOREARNINGSTAXABLEIN2024EXCESSCONTRIBUTIONS2YEARPRIORTAXDIRECTROLLOVERQUALPLANTAXSHELTEREDANNUITYSEPARATIONFROMSERVICEINDIVIDUALRETIREMENTARRANGEMENTTOROTHINDIVIDUALRETIREMENTARRANGEMENTQUALIFIEDDOMESTICRELATIONSORDERROLLOVERTOINDIVIDUALRETIREMENTARRANGEMENT2GQUALIFIEDDOMESTICRELATIONSORDERPAYMENTTOSPOUSEFIRSTTIMEHOMEBUYERINDIVIDUALRETIREMENTARRANGEMENTONLYEDUCATIONEXPENSEMEDICALEXPENSEFEEADMINFEEASSETFEECONTRIBUTIONFEELUMPSUMDEATHFEELUMPSUMDISABILITYFEELUMPSUMPURCHASEDANNUITYFEELUMPSUMOTHERFEENEWRETIREEWITHPERPAYMENTFEEEXISTINGRETIREMENTINFORCEFEECONTRACTFEEEXISTINGRETIREMENTINCREASEFEETHIRDPARTYLUMPSUMDEATHLUMPSUMDISABILITYLUMPSUMPURCHASEDANNUITYLUMPSUMOTHERFEEINTERNATIONALPROGRAMSGROUPEXPENSEFROMFUNDRELEASERESERVEHEALTHDEDUCTIONFEEMARKETVALUEFEEANNUITYADMINISTRATIONSECTION1035EXCHANGEPARTIALQUALIFIEDDOMESTICRELATIONSORDERNORMALDISTRIBUTIONQUALIFIEDDOMESTICRELATIONSORDERSECTION1035FEELONGTERMCAREINSURANCEDESIGNATEDROTHACCOUNTDISTRIBUTIONREPORTABLEDEATHBENEFITSUNDERSECTION6050YDISTRIBUTIONOFTRADITIONALINDIVIDUALRETIREMENTARRANGEMENTASSETSNOTHAVINGAREADILYAVAILABLEFAIRMARKETVALUEDIVIDENDSDISTRIBUTEDFROMANEMPLOYEESTOCKOWNERSHIPPLANSUNDERSECTION404K

loanTypestring

Allowed values:PREFERREDNONPREFERREDSTANDARDLOANINDEXLOAN

loanInterestTypestring

Allowed values:FIXEDINDEXEDVARIABLEADJUSTABLE

Example
{
  "requestedAmount": 1000,
  "amountType": "AMOUNT",
  "disbursementType": "GROSS",
  "disbursementPaymentForm": "DTCC",
  "distributionCode": "DEFAULT",
  "loanType": "PREFERRED",
  "loanInterestType": "FIXED"
}