The existing life insurance amount of the insured

Any life insurance replacement details of the insured

Any details of pending or plan to buy additional life insurance of the insured

Any dependent details of the insured

Any employment details of the insured

Occupation of the insured

Household income of the insured

TBD

The Parent Party ID is a unique identifier used to establish a hierarchical or relational link between multiple related parties within a life insurance or annuity contract. It is particularly useful in complex ownership or beneficiary structures, such as: Trust-owned policies, Multiple contingent beneficiaries linked to a single primary beneficiary, Parties acting in legal or fiduciary roles (e.g., grantors, trustees, custodians)

Deprecated - kept for backward compatibility; instead use partyPercentage. The benefit percentage of the beneficiary

Deprecated - kept for backward compatibility; instead use partyPercentage. Commission percentage for each agent

The Id which user enters(Id validated in MCS) - Agent External ID and Compnay ID uniquely identifies the right Agent

The first name of the party/trustee

The middle name of the party/trustee

The last name of the party/trustee

The full name of the party/The legal name of the Trust/Organization

The suffix of the party name

The date of birth of the party

Gender Identity refers to an individual’s self-identified internal sense of gender, which may differ from their sex assigned at birth. This value reflects how the individual personally defines their gender and may be expressed in free-text to allow for inclusivity and accuracy

Age calculated by date of birth and Policy year

The name the organization is commonly known as

The shortened/abbreviated version of the organization`s name that is unique to the organization

Code to Identify organization

The trust agreement issued date to the party

The Amended Trust Date refers to the most recent date on which the trust agreement was formally amended or restated, particularly when the trust is designated as the owner or beneficiary of a life insurance or annuity policy

The title of the trustee

Access code of the trustee

Deprecated - kept for backward compatibility; instead use preferredAddressIndicator under Address section

The Preferred Address ID refers to the unique identifier of the address designated as the primary or preferred address for a given party when multiple addresses are associated with that individual or entity. This ensures consistent use of the correct address for communication, correspondence, and recordkeeping

The Preferred Email ID refers to the unique identifier of the email address designated as the primary or preferred email contact for an individual or entity when multiple email addresses are on file

The Preferred Phone ID refers to the unique identifier of the phone number designated as the primary contact number for a given individual or entity when multiple phone numbers are associated with the same party

Party Percentage refers to the proportion of ownership, benefits, or responsibility assigned to a party within an insurance or annuity contract. It is used to distribute policy ownership, benefit payouts, commission sharing, or annuity payments among multiple parties

A boolean field that indicates whether the beneficiary of a Party (when the Party is a Trust) is Non-Natural. This data point is captured for taxation purposes, as Trusts established for individuals are taxed differently from those benefiting entities

An indicator if the beneficiary is irrevocable. If yes, when doing any changes the beneficiary must also sign forms

An indicator if the beneficiary is designated to be included in Joint RMD calculations

Last Contact Date refers to the most recent date on which there was a direct or system-recorded interaction with a party (individual or entity) associated with a policy or contract. This party may be a policyholder, insured, beneficiary, payor, agent, or any other role relevant to life and annuity products.

The Beneficiary Share Method refers to the approach used to allocate the death benefit (or other payouts) among multiple beneficiaries listed under a policy or contract. It determines how the proceeds are divided in the event of the insureds death and is typically defined during policy setup or updated via a beneficiary change request.

Party ID is a unique identifier assigned to a party (individual or entity) involved in an insurance or annuity contract. This identifier helps ensure accurate data exchange and tracking across insurance transactions

Array of addresses associated with the party

Array of phone numbers associated with the party

Array of emails associated with the party

Array of bank accounts associated with the party

TBD

Assigned by Sales Force and used by all platforms

Reference to the Insured model

The transaction type of the current policy snapshot

Policy as of effective date (with pattern “yyyy-mm-dd”).

The Carrier ID is a unique identifier assigned to an insurance company (carrier) that issues and underwrites a policy. It helps track, manage, and differentiate insurance providers within industry databases, regulatory systems, and digital platforms

Attribute name storing the policy reference id generated by RDE system

A Third-Party Administrator (TPA) ID is a unique identifier assigned to a third-party administrator that manages insurance policies, claims, and administrative functions on behalf of an insurance carrier. The TPA ID helps identify the organization handling policy services, claims processing, and compliance reporting

Policy Source refers to the origin or method by which a life insurance or annuity application was initiated and submitted, often used to identify how the policy entered the underwriting or issuance workflow. It reflects the channel, system, or direction of application flow, such as inbound or outbound underwriting

Policy Source Description provides detailed contextual information about the origin of a policy application, supplementing the high-level Policy Source value. It includes specific identifiers or descriptive data such as the underwriter’s name, referral source, agency, platform, or originating system that processed or submitted the application

Banding refers to the grouping of policy coverage amounts into different tiers or “bands” that impact pricing, underwriting, and premium rates. It is commonly used in life insurance pricing models to offer lower per-unit costs for higher coverage amounts

The Match Bonus Version refers to the specific version of match bonus rates applied to a policy or annuity, based on the release date of that rate structure. It ensures that the correct bonus percentage, eligibility criteria, and payout structure are applied according to the policy’s issue date and applicable rate updates

Qualification type of original policy being exchanged

The Policy Term refers to the number of years a life insurance or annuity contract remains active under its defined premium payment structure. It can represent the fixed duration of a term policy or the maximum period for premium payments in a permanent or flexible premium plan

The Policy Year refers to the number of years that have passed since the policy’s effective date. It is used to track policy duration, benefits, premium schedules, surrender charges, and other contractual provisions

The Policy Months refers to the number of months that have passed since the policy’s effective date. It is used to track policy duration, premium schedules, benefits, and contractual provisions on a monthly basis

The Policy Number is a unique identifier assigned to a life insurance or annuity contract by the insurance carrier. It serves as the official reference number for tracking, managing, and servicing the policy throughout its lifetime

The Parent Policy Number is the unique identifier of the original or source insurance policy or contract from which the current policy has been derived, continued, or linked. It serves as a reference point for tracking policy lineage, inheritance, or transformation, and is used to establish relationships between multiple policies

The unique identifier of the original policy number of a policy in the case of a conversion, replacement, exchange or reissue

The Fixed Cost Period refers to the initial guaranteed period (e.g., 10, 20, or 30 years) after the policy start date during which the Protection Costs (Cost of Insurance - COI) remain unchanged or are not charged. Once this period ends, the policy enters the Post Fixed Period, where costs may increase

Version number

Array of party roles

Array of parties