The specific name of the rider as designated by the insurance company. For example - Terminal Illness Accelerated Death Benefit

Indicates the election status of the rider on the policy, specifying whether the policyholder has formally elected to include the rider

A unique identifier or alphanumeric code assigned to the rider

This will be set to yes if there is no Child rider insured to support Unborn Child

Indicates whether the rider provides a qualified benefit under IRS or insurance regulations

Date on which Rider is selected and becomes effective on the policy

The date the policyholder elects to use or activate the rider benefit

The date on which the rider coverage ends/ is terminated

An unique identifier assigned to the rider coverage within an insurance coverage or policy layer

The total benefit amount the rider provides (separate from the base policy’s coverage.)

The maximum benefit amount of the benefit base, policyholder can withdraw each year

The Total Benefit Amount represents the maximum guaranteed amount available under the annuity rider over the life of the contract/rider

The fixed percentage applied to the Rider Benefit Amount to calculate the annual guaranteed benefit amount

Refers to a guaranteed payout to a beneficiary upon the death of the annuitant, regardless of the contract investment performance, as long as the annuity is in the accumulation phase. Used for Variable annuities

The Growth Income Benefit value represents the guaranteed income base established under a Guaranteed Minimum Income Benefit (GMIB) rider. It is used to calculate the lifetime income payments the annuitant is entitled to upon annuitization, regardless of the contract actual account value.

Amount that can be withdrawn without reducing the yearly or Lifetime rider benefit amount

Note - Use riderParticipants field instead of riderParticipant

The highest percentage of the death benefit or face amount that can be taken for chronic illness coverage

The maximum duration over which payments can be made under the rider ( in Months)

The current status of a claim filed under the rider

The date of the next scheduled review or re-evaluation of an ongoing claim (applicable for riders like chronic illness).

The date the benefit payout under the rider is to be disbursed to the policyholder or beneficiary

The amount paid under the rider benefit.(during a given payout cycle)

Deprecated - kept for backwards compatibility

The highest percentage of the policy’s face amount that can be accessed under the critical illness rider

The percentage of the benefit payable under Tier 1 of the critical illness structure (e.g., for mild conditions).

The maximum dollar amount payable under Tier 1 benefits

The percentage of the benefit payable under Tier 2(usually for more severe conditions.)

The maximum dollar amount payable under Tier 2 benefits.

The date on which the Tier 1 critical illness rider benefit payment is scheduled or was made

The amount of benefit paid under the Tier 1 critical illness

The date on which the Tier 2 critical illness rider benefit payment is scheduled or was made

The amount of benefit paid under the Tier 2 critical illness

The remaining benefit amount for the rider. Incremented by Premiums and adjusted by withdrawals.

Indicates whether the ADL benefit is utilised on the contract.

The total guaranteed value the contract owner is entitled to at the end of the GMAB holding period — assuming no disqualifying withdrawals or events.

Single or Joint Payout (not driven by Owners on the policy, even a jointly owned policy can have single as an option. Used in configuration to set different GMWB benefits for Single and Joint GMWB Amount Types

Ties to Withdrawal Reset Benefit % Annual Limit on Calender Processing if GMWB Anniversary Base reset is elected. Equals result of GMWB Benefit % equation box in Withdrawal tab (GMWB) Ku - Payout Factor Percentage of the benefit base that will be available for withdrawal each year

GMWB Annual Limit, The total amount that can be withdrawn as a benefit of this rider in any given policy year, regardless of whether or not there is sufficient account value. It is also the annual limit on amounts that can be withdrawn without adversely affecting future annual and lifetime benefits from the rider.this amount will be impacted during Reset or Withdrawals or Premium events

GMWB Annual Limit, The total amount that can be withdrawn as a benefit of this rider in any given policy year, regardless of whether or not there is sufficient account value. It is also the annual limit on amounts that can be withdrawn without adversely affecting future annual and lifetime benefits from the rider.this amount will be impacted during Reset or Withdrawals or Premium events

The GMWB amount still available for withdrawal in the current Contract Year without creating an “Excess Withdrawal” situation.

During the riders accumulation phase (before it is exercised), a hypothetical annual withdrawal limit is calculated and displayed on statements to inform the policyholder and assist in their decision to exercise the rider

Indicator for whether the phase is Accumulation (not activated, benefit base is still accruing) or Income (annual limit calculated, benefit bases stop growing). Default value = Accumulation

User initiates the Reset, Variables product

The Coverage ID is a unique identifier assigned to a specific coverage component within a life insurance or annuity policy, used to track the specific coverage for which charges are being applied. It ensures that the correct charges (e.g., cost of insurance, rider fees, administrative fees) are linked to the appropriate coverage layer.This is optional field which will be populated by LPS

The Current Month Charge refers to the total amount deducted from a life insurance or annuity policy for the current billing period, covering various costs such as insurance charges, administrative fees, rider costs, and investment-related expenses

The Uncollected Per Charge refers to the portion of a scheduled charge that has not been paid or deducted from the policy due to insufficient funds, unpaid premiums, or cash value shortfall. This can apply to Cost of Insurance (COI), rider fees, administrative charges, or investment-related expenses

The Cumulative Per Charge refers to the total sum of a specific charge type from the policy`s issue date until the current processing date. It provides a historical record of charges deducted over the life of the policy… Calculated by LPS.