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Policy

IriPayoutType

string

Payout / product type.

Allowed values:DEFERREDIMMEDIATEANNUITIZEDACCUMULATIONUNKNOWN

IriAccountValues

object
beginningAccountValuenumber

Total cash value of the policy/annuity at the beginning of each transaction (loaned + unloaned).

>= 0<= 9999999999.99

Example:161.82

endingAccountValuenumberrequired

Total cash value of the policy/annuity (loaned + unloaned) as of the last processed transaction.

>= 0<= 9999999999.99

Example:161.82

minimumRequiredAccountValuenumber

Lowest account value that must be maintained to keep the contract active. May be 0 for some products.

>= 0<= 9999999999.99

unloanedPortionOfAccountValuenumber

Portion of the total account value that is not affected by policy loans.

>= 0<= 9999999999.99

Example:161.82

loanedPortionOfAccountValuenumber

Amount of the account value used as collateral for a policy loan.

>= 0<= 9999999999.99

surrenderValuenumber

Amount paid to the policyholder upon voluntary surrender, after charges, loans, and fees.

>= 0<= 9999999999.99

Example:161.82

surrenderValueWithoutMarketValueAdjustmentnumber

Surrender value without market value adjustment included.

>= 0<= 9999999999.99

Example:161.82

guaranteedCashSurrenderValueFixednumber

Minimum cash value guaranteed on surrender regardless of market conditions (fixed).

>= 0<= 9999999999.99

Example:161.82

guaranteedCashSurrenderValueIndexednumber

Indexed amount guaranteed on surrender. Only required for Annuity FIA products.

>= 0<= 9999999999.99

Example:161.82

interestEarnednumber

Interest credited to the policy/annuity based on the accumulated account value.

>= 0<= 9999999999.99

Example:12.34

totalNetWithdrawalSinceIssuenumber

Running total of all net withdrawals since policy issuance.

>= 0<= 9999999999.99

totalGainWithdrawnSinceIssuenumber

Total of all earnings withdrawn since policy issue.

>= 0<= 9999999999.99

Example

IriLoanValues

object
totalLoanBalancenumber

Outstanding loan amount including principal, accrued interest, and unpaid loan charges.

>= 0<= 9999999999.99

totalLoanPrincipalnumber

Original amount borrowed against the cash value, excluding accrued interest or charges.

>= 0<= 9999999999.99

loanPayoffAmountnumber

Total amount required to fully repay the policy loan, including accrued interest and adjustments.

>= 0<= 9999999999.99

maximumLoanAmountnumber

Highest amount that can be borrowed against the cash value.

>= 0<= 9999999999.99

minimumLoanAmountnumber

Smallest amount that can be borrowed against the cash value.

>= 0<= 9999999999.99

totalLoanAccruedInterestnumber

Interest accrued on the policy loan within the current year.

>= 0<= 9999999999.99

lastLoanInterestDueDatestring(date)

Last policy anniversary date when loan interest was due on an outstanding loan (yyyy-mm-dd).

Example:2023-01-01

totalNumberOfLoannumber

Total count of policy loans taken over the life of the policy.

>= 0

totalYearToDateLoanTakennumber

Total amount of policy loans taken within the current calendar or policy year.

>= 0<= 9999999999.99

Example

IriWithdrawalValues

object
totalWithdrawalAmountnumber

Cumulative amount of funds withdrawn since policy inception.

>= 0<= 9999999999.99

freeWithdrawalAmountnumber

Maximum amount that can be withdrawn in a contract year without a surrender charge.

>= 0<= 9999999999.99

Example:10000

yearToDateFreeWithdrawalAmountnumberrequired

Amount withdrawn so far in the current contract year within the free withdrawal limit.

>= 0<= 9999999999.99

minimumWithdrawalAmountnumber

Smallest amount that can be withdrawn in a single transaction.

>= 0<= 9999999999.99

maximumWithdrawalAmountnumber

Highest amount that can be withdrawn in a single transaction or policy year.

>= 0<= 9999999999.99

freeAvailableAmountnumber

Remaining free withdrawal amount available.

>= 0<= 9999999999.99

Example

IriMarketValueAdjustment

object
isMarketValueAdjustedboolean

Whether a market value adjustment applies to the policy.

Example