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Policy

DeathClaimQuoteTransactionAmounts

object
taxableAmountnumber(double)

The portion of a transaction applied amount that is considered taxable based on IRS regulations.

Example:100.23

amountTypestring

Allowed values:AMOUNTPERCENTAGEMAXFREEWITHDRAWALAMOUNTWITHDRAWALUNTILBASISEARNINGSONLYPRORATAPERCENTMODIFIEDEARNINGSONLYSUNINCOMEMAXIMIZERONLYLBRMAXIMUMSUNINCOMEMAXIMIZERNETONETIMEACCESSNONSUNINCOMEMAXIMIZERLBRSWDMAXIMUMSUNINCOMEMAXIMIZERGROSSONETIMEACCESSYEARTODATEFIXEDEARNINGSEARNINGSLIQUIDITYFIRSTEARNINGSLIQUIDITYLASTGUARANTEEDWITHDRAWALBENEFITFIXEDMODIFIEDEARNINGSACCUMULATEDEARNINGSLIFEEXPECTANCYDEFAULT

disbursementTypestring

Allowed values:GROSSNETNETNET

disbursementPaymentFormstring

Allowed values:DTCCEFTACHCHECKWIRE

requestedAmountnumber(double)

Depending on the transaction, it will be one of the following:
The amount requested for premium allocation or processing.
The requested amount for issuing a new loan against the policy.
The amount requested to initiate a loan repayment transaction.
The requested amount for a partial withdrawal from the policy’s cash value.
The requested amount for making adjustments to the policy’s value.This transaction overrides the value and do not adjust.
Request amount shared for this variable will be utilized to override existing policy variable.

Example:100

appliedAmountnumber(double)

Depending on the transaction, it will be one of the following:
The portion of the requested premium that was successfully applied to the account value of the policy.
The portion of the requested loan amount that was actually applied on the policy.
The portion of the requested loan repayment amount that was applied on the policy.
The portion of the requested withdrawal amount that was applied on the policy.
The total amount applied toward the full surrender of the policy.
The portion of a transaction applied amount that is summation of all fund level applied amounts impacted due to the transaction.
The updated face amount successfully applied to the policy.
The amount refunded as part of a free-look period cancellation (policy cancellation within the allowable period).
The policy’s value before an adjustment is applied.

Example:100

netPaymentAmountnumber(double)

The net amount actually received from the agent to be applied to the policy.

Example:48000.28

Example

DeathClaimQuotePartyWithDisbursement

object
partyRolestring

Allowed values:OWNERPRIMARYBENEFICIARYCONTINGENTBENEFICIARYINSUREDPAYORPAYEEAGENTPRIMARYWRITINGAGENTPRIMARYSERVICINGAGENTADDITIONALSERVICINGAGENTADDITIONALWRITINGAGENTTHIRDPARTYDESIGNEEJOINTOWNERCOVERAGEINSUREDASSIGNEEANNUITANTEXCHANGECOMPANYJOINTANNUITANTGRANTORTRUSTEEPOWEROFATTORNEYAUTHORIZEDSIGNATORYOTHERINTERESTEDPARTYCONTINGENTOWNERTHIRDPARTYADMINISTRATORCARRIERSUCCESSORTRUSTEECOVERAGEJOINTINSURED

partyIdstring

unique identifier linking the party to the policy

Example:Party_PI_1

paymentFormstring

Allowed values:DTCCCREDITCARDACHCHECKWIREEXCHANGEPREMIUMLOAN

allocationPercentagenumber(double)

The percentage of the total disbursement allocated to the payee

Example:100

bankIdstring

A unique identifier for the financial institution handling the transaction

Example:Bank_1

addressIdstring

A unique identifier for the address associated with the payee or policyholder

Example:1

forBenefitOfOrForFurtherCreditstring

FBO - For Benefit Of, FFC - For Further Credit. (To notate a second beneficiary or to designate a person or organization when funds are disbursed out)

Example:John Doe

forBenefitOfOrForFurtherCreditIndicatorboolean

Indicates whether the outgoing funds are being requested for the benefit of or for further credit to another person or organization.

Example:true

disbursementAmountnumber(double)

The actual dollar amount disbursed to the payee.

Example:20

taxableFlagstring

Indicates whether the disbursement to this party is taxable.

Example:Y

grossAmountnumber(double)

The total gross amount before any deductions or withholdings for this party.

Example:20

Example

DeathClaimQuoteDeathDetails

object
statutoryInterestAmountnumber(double)

The statutory interest amount paid as part of a claim settlement. This is the SSI (Supplemental Security Income) amount.

Example:1000.41

payoutPreSupplementalSecurityIncomenumber(double)

The claim payout amount before applying Supplemental Security Income (SSI) offsets or adjustments.

Example:1000.91

interestCalculationDatestring(date)

The date from which statutory interest is calculated for the death claim payout.

Example:2023-01-01

deathPayoutTypestring

The type of death benefit payout being processed.

Example:LUMPSUM

Example

DeathClaimQuoteResponse

object
correlationIdstring

The unique ID to track transaction request across all systems

Example:657b717b7dcf554abf9ef067

policyobject
Show Child Parameters
transactionAmountsobject
Show Child Parameters
taxWithholdingInstructionsarray[object]
Show Child Parameters
taxWithheldAmountsarray[object]
Show Child Parameters
partiesarray[object]
Show Child Parameters
chargesarray[object]
Show Child Parameters
deathClaimDeathDetailsobject
Show Child Parameters
Example

MetricsType

string

Allowed values:LAPSEPROTECTIONPAYMENTAMOUNTACCOUNTSURRENDERVALUEACCOUNTVALUECOSTOFINSURANCENETDEATHBENEFITEXPENSECHARGEUNITEXPENSECHARGEINTERESTCREDITRATELOANREPAYMENTONETIMEAMOUNTSYSTEMATICLOANREPAYMENTAMOUNTINTERESTCREDITAMOUNTINTERESTLOANAMOUNTPARTIALWITHDRAWALONETIMEAMOUNTINITIALPREMIUMAMOUNTSUBSEQUENTPREMIUMAMOUNTONETIMEPREMIUMAMOUNTNEWLOANAMOUNTTOTALLOANBALANCETOTALCOVERAGEAMOUNTCUMULATIVEGROSSDEATHBENEFITAMOUNTCUMULATIVEPREMIUMSINCEISSUECOVERAGECHARGECOVERAGECREDITINITIALPREMIUMCALCULATEDAMOUNTSUBSEQUENTPREMIUMCALCULATEDAMOUNTONETIMEPREMIUMCALCULATEDAMOUNTSYSTEMATICWITHDRAWALAMOUNTFULLSURRENDERCHARGEPARTIALWITHDRAWALONETIMESURRENDERCHARGESYSTEMATICWITHDRAWALSURRENDERCHARGEREQUIREDMINIMUMDISTRIBUTIONONETIMESURRENDERCHARGEANNUITIZATIONPREMIUMTAXCHARGEDEATHPREMIUMTAXCHARGEFULLSURRENDERPREMIUMTAXCHARGEFULLSURRENDERMARKETVALUEADJUSTMENTCHARGEPARTIALWITHDRAWALONETIMEMARKETVALUEADJUSTMENTCHARGESYSTEMATICWITHDRAWALMARKETVALUEADJUSTMENTCHARGEREQUIREDMINIMUMDISTRIBUTIONONETIMEMARKETVALUEADJUSTMENTCHARGESYSTEMATICREQUIREDMINIMUMDISTRIBUTIONMARKETVALUEADJUSTMENTCHARGERIDERCHARGEFIXEDINTERESTCREDITAMOUNTINDEXCREDITAMOUNTINITIALPREMIUMPAYMENTCHARGESUBSEQUENTPREMIUMPAYMENTCHARGEONETIMEPREMIUMPAYMENTCHARGEPREMIUMTAXAMOUNTFULLSURRENDERAMOUNTREQUIREDMINIMUMDISTRIBUTIONONETIMEAMOUNTSYSTEMATICREQUIREDMINIMUMDISTRIBUTIONAMOUNTSYSTEMATICREQUIREDMINIMUMDISTRIBUTIONSURRENDERCHARGECURRENTBASEHYPOTHETICALANNUALLIMITRATCHETBASEGROWTHBASEDEFERRALBONUSDEFERRALBONUSBASESIMPLEINTERESTBASEREMAININGBENEFITNETDECREASEINFACEAMOUNTNETINCREASEINFACEAMOUNT