---
title: "BaseCoverageUpdate"
url: "https://developers.zinnia.com/apis/policy-transactions-1-0-2/versions/d0006570-ab9d-464e-814f-d120ba425e84/schemas/BaseCoverageUpdate"
---

> Full API specification: https://developers.zinnia.com/apis/policy-transactions-1-0-2/versions/d0006570-ab9d-464e-814f-d120ba425e84.md

# BaseCoverageUpdate

## OpenAPI definition

```yaml
openapi: 3.1.0
info:
  title: Zinnia Policy Transactions API.
  version: 1.0.8
servers:
  - url: https://dev.api.zinnia.io
    description: DEV Environment
  - url: https://qa.api.zinnia.io
    description: QA Environment
components:
  schemas:
    BaseCoverageUpdate:
      type: object
      properties:
        planCode:
          type: string
          example: IU0101
          description: planCode (may duplicate path parameter)
        policyNumber:
          type: string
          example: FNWLIUL3908872
          description: policyNumber (may duplicate path parameter)
        effectiveDate:
          type: string
          format: date
          example: 2026-03-26
        correlationId:
          type: string
          example: e3bdb22b-790f-4357-ae60-dute9hdsur6253f0d1d
        carrierId:
          type: string
          example: FNWL
        requestedCoverageAmount:
          type: string
          example: "10000"
        permissionToViewMedicalRecord:
          type: boolean
          example: false
        mecAckProvidedBoolean:
          type: boolean
          example: false
        eSignaturePresent:
          type: boolean
          example: false
        signatures:
          type: array
          items:
            type: object
            properties:
              isSignedPresent:
                type: boolean
                example: false
              signDate:
                type: string
                nullable: true
                example: null
              signDesignation:
                type: string
                nullable: true
                example: null
              signType:
                type: string
                example: OWNER
              signTypeForUI:
                type: string
                example: Owner
        evidenceOfInsurabilityDocuments:
          type: array
          items:
            type: object
            properties:
              documentId:
                type: string
                example: "1234"
        medicalRecordsDocuments:
          type: array
          items:
            type: object
            properties:
              documentId:
                type: string
                example: "1234"
        taxWithholdingInstructions:
          type: array
          items:
            type: object
            properties:
              partyId:
                type: string
                example: "2314134"
              taxWithholdingType:
                type: string
                example: FEDERAL
              partyRole:
                type: string
                example: OWNER
              taxRateToUse:
                type: string
                example: NOWITHHOLDINGELECTED
              filingStatus:
                type: string
                example: MARRIED
              dollar:
                type: integer
                example: 0
              percentage:
                type: integer
                example: 0
              exemptions:
                type: integer
                example: 0
              taxJurisdiction:
                type: string
                example: string
              contribution:
                type: string
                example: NOTAPPLICABLE
              w4p:
                type: object
                properties:
                  totalAmountOfOtherIncomeAndOtherPensionsOrAnnuities:
                    type: integer
                    example: 0
                  totalAmountOfClaimsAndOtherCredits:
                    type: integer
                    example: 0
                  otherIncome:
                    type: integer
                    example: 0
                  otherDeduction:
                    type: integer
                    example: 0
              taxFormType:
                type: string
                example: T1035COSTBASIS
        fundDistributions:
          type: array
          items:
            type: object
            properties:
              fundId:
                type: string
                example: "1231414"
              fundName:
                type: string
                example: Fixed
              distributionAmountType:
                type: string
                example: PERCENTAGE/AMOUNT/UNIT
              totalFundValue:
                type: integer
                example: 10000
              requestedAmount:
                type: integer
                example: 1000
              fundDistributionSegments:
                type: array
                items:
                  type: object
                  properties:
                    segmentId:
                      type: string
                      example: "1231414"
                    currentAmount:
                      type: integer
                      example: 10000
                    requestedAmount:
                      type: integer
                      example: 1000
        authorizationDetails:
          type: object
          properties:
            emails:
              type: object
              properties:
                type:
                  type: string
                  example: PERSONAL
                address:
                  type: string
                  example: rishal.srivastava@zinnia.com
            phone:
              type: object
              properties:
                type:
                  type: string
                  example: MOBILE
                countryCode:
                  type: string
                  example: "1"
                areaCode:
                  type: string
                  example: "234"
                dialNumber:
                  type: string
                  example: "5678900"
                extension:
                  type: string
                  example: "1234"
        parties:
          type: array
          items:
            type: object
            properties:
              partyId:
                type: string
                example: 134535214eedf32412
              partyRole:
                type: string
                example: OWNER
              partyType:
                type: string
                example: INDIVIDUAL
              paymentMethod:
                type: string
                example: ACH
              ownershipPercentage:
                type: integer
                example: 100
              forBenefitOfOrForFurtherCredit:
                type: string
                example: ABCD
              personalInformation:
                type: object
                properties:
                  firstName:
                    type: string
                    example: Jordan
                  middleName:
                    type: string
                    nullable: true
                    example: null
                  lastName:
                    type: string
                    example: Taylor
                  fullName:
                    type: string
                    example: Jordan Taylor
                  gender:
                    type: string
                    example: FEMALE
                  dateOfBirth:
                    type: string
                    format: date
                    example: 1987-11-03
                  birthCountry:
                    type: string
                    example: US
                  citizenshipCountry:
                    type: string
                    example: US
                  birthState:
                    type: string
                    example: CA
              addresses:
                type: array
                items:
                  type: object
                  properties:
                    addressId:
                      type: string
                      example: 134535214eedf32412
                    addressType:
                      type: string
                      example: RESIDENTIAL
                    line1:
                      type: string
                      example: 123 Main St
                    line2:
                      type: string
                      example: Apt 5B
                    line3:
                      type: string
                      nullable: true
                      example: null
                    city:
                      type: string
                      example: San Francisco
                    state:
                      type: string
                      example: CA
                    postalCode:
                      type: string
                      example: "94105"
                    postalCodeExtension:
                      type: string
                      example: "1234"
                    country:
                      type: string
                      example: US
              overnightCheckInfo:
                type: object
                properties:
                  accountType:
                    type: string
                    example: USPS/FEDX/UPS/DHL
                  accountName:
                    type: string
                    example: Security Benefit
                  accountNumber:
                    type: string
                    example: "11434552525"
              signatures:
                type: object
                properties:
                  signaturesType:
                    type: string
                    example: ESIGN/WETSIGN
                  designation:
                    type: string
                    example: INDIVIDUAL
                  name:
                    type: string
                    example: test b
                  signatureDate:
                    type: string
                    example: 2023-12-01T00:00:00.000Z
                  state:
                    type: string
                    example: NY
              identifications:
                type: array
                items:
                  type: object
                  properties:
                    identificationType:
                      type: string
                      example: SSN
                    identificationValue:
                      type: string
                      example: 123-45-6789
                    issueState:
                      type: string
                      example: CA
                    issueCountry:
                      type: string
                      example: US
                    expirationDate:
                      type: string
                      format: date
                      example: 2035-12-31
              bankDetails:
                type: object
                properties:
                  bankId:
                    type: string
                    example: "1232423525"
                  nameOnAccount:
                    type: string
                    example: Alex J Taylor
                  accountStatus:
                    type: string
                    example: ACTIVE
                  accountType:
                    type: string
                    example: CHECKING
                  accountNumber:
                    type: string
                    example: "000111222333"
                  routingNumber:
                    type: string
                    example: "121000358"
                  ibanNumber:
                    type: string
                    nullable: true
                    example: null
                  financialInstitutionName:
                    type: string
                    example: Acme Bank
                  branchName:
                    type: string
                    nullable: true
                    example: null
                  bankAccountPurpose:
                    type: string
                    example: PAYOUT
                  address:
                    type: object
                    properties:
                      addressType:
                        type: string
                        example: MAILING
                      line1:
                        type: string
                        example: 500 Market Street
                      line2:
                        type: string
                        example: Suite 200
                      line3:
                        type: string
                        nullable: true
                        example: null
                      city:
                        type: string
                        example: San Francisco
                      state:
                        type: string
                        example: CA
                      postalCode:
                        type: string
                        example: "94103"
                      postalCodeExtension:
                        type: string
                        example: "5678"
                      country:
                        type: string
                        example: US
        charges:
          type: array
          items:
            type: object
            properties:
              partyId:
                type: string
                example: Party_PI_1
              chargeType:
                type: string
                example: COSTOFINSURANCE
              chargeWaiverIndicator:
                type: string
                example: YES
              chargeWaiverReason:
                type: string
                example: Client Approved
```
