--- title: "Validation multi agent Transaction" url: "https://developers.zinnia.com/apis/policy-transactions-1-0-2/versions/d0006570-ab9d-464e-814f-d120ba425e84/operations/validationMultiAgentTransaction1" --- > Full API specification: https://developers.zinnia.com/apis/policy-transactions-1-0-2/versions/d0006570-ab9d-464e-814f-d120ba425e84.md # Validation multi agent Transaction `POST` `/policy/v1/transactions/{planCode}/{policyNumber}/multi-agent/validation` Operation ID: `validationMultiAgentTransaction1` ## Path parameters - `planCode` (string, required) - `policyNumber` (string, required) - Policy Number ## Request body (required) Content types: `application/json` ## Responses - `200` - Multi Agent Change Success Response.yaml - `400` - Multi Agent Change Failure Response.yaml - `500` - Internal server error. Please check server logs for more details. ## OpenAPI definition ```yaml openapi: 3.1.0 info: title: Zinnia Policy Transactions API. version: 1.0.8 servers: - url: https://dev.api.zinnia.io description: DEV Environment - url: https://qa.api.zinnia.io description: QA Environment paths: /policy/v1/transactions/{planCode}/{policyNumber}/multi-agent/validation: post: x-kong-plugin-pre-function: config: access: - > local path = kong.request.get_path() local new_path = path:gsub("^/policy/v1/transactions", "/bpm/v1/policies") kong.service.request.set_path(new_path) tags: - Non Financial Transactions summary: Validation multi agent Transaction operationId: validationMultiAgentTransaction1 parameters: - name: planCode in: path required: true schema: type: string - in: path name: policyNumber schema: type: string required: true description: Policy Number requestBody: content: application/json: schema: $ref: "#/components/schemas/AgentChangeDto" required: true responses: "200": description: Multi Agent Change Success Response.yaml content: application/json: schema: $ref: "#/components/schemas/TransactionResponse" examples: success: $ref: "#/components/examples/successTransactionResponse" "400": description: Multi Agent Change Failure Response.yaml content: application/json: schema: $ref: "#/components/schemas/TransactionResponse" examples: failure: $ref: "#/components/examples/failureTransactionResponse" "500": description: Internal server error. Please check server logs for more details. security: - Auth0: [] security: - Auth0: [] components: schemas: AgentChangeDto: type: object properties: fromAOR: type: string example: "744760" description: From AOR toAOR: type: string example: "744760" description: To AOR fromAgentId: type: string example: "744760" description: From agent id toAgentId: type: string example: "744760" description: To agent id policyId: type: string example: FNWL0020303021 description: Policy number caseId: type: string example: CA0004789 description: Case id partyRole: type: string example: PRIMARYWRITINGAGENT description: Party role signatures: type: array description: List of signatures associated with the change items: $ref: "#/components/schemas/SignatureDto" partyUpdates: type: array description: Party updates list items: type: object properties: action: type: string description: Action to perform on the party (e.g. ADD, UPDATE, DELETE) example: ADD customerId: type: string description: Customer ID associated with the party example: CUST12345 relationshipToParty: type: string description: Relationship of this party to another party example: OWNER partyRole: type: string description: Role of the party in the policy (e.g. PRIMARYWRITINGAGENT, PRIMARYSERVICINGAGENT) example: PRIMARYWRITINGAGENT partyStatus: type: string description: Current status of the party (e.g. ACTIVE, INACTIVE) example: ACTIVE searchAgentId: type: string description: Agent ID used for searching or linking purposes example: AGT10001 party: $ref: "#/components/schemas/Party" TransactionResponse: type: object properties: status: type: string enum: - success - failure error: type: array items: $ref: "#/components/schemas/Error" quoteResponse: type: object SignatureDto: type: object description: Signature details for the agent change properties: signType: type: string description: Type of the signature (e.g., digital, physical) example: DIGITAL isSignedPresent: type: boolean description: Indicates if a signature is present example: true signDate: type: string format: date description: Date when the signature was applied example: 2024-01-01 signPrintName: type: string description: Name of the person signing example: John Doe signGuarantee: type: string description: Guarantee associated with the signature example: FULL signDesignation: type: string description: Designation of the signer example: MANAGER Party: type: object properties: startDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") endDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") partyId: type: string description: Party ID at Policy Level that comes in from External source (for Everly it will be Acord 103) example: Party_PB_Primary_Bene_1 partyType: type: string enum: - Individual - Organization description: Defines Party type example individual or Organization. For Insured this should always be Individual firstName: type: string description: The first name of the party example: Karen middleName: type: string description: The middle name of the party example: Anne lastName: type: string description: The last name of the party example: Bates fullName: type: string description: Fullname of the party. Available only when PartyType is Trust/Organization example: Karen Anne Bates prefix: type: string enum: - MR - MS - MISS - MRS description: The prefix of the party party name suffix: type: string enum: - JR - SN - I - II - III description: The suffix of the party party name gender: type: string enum: - MALE - FEMALE - UNISEX description: Party gender dateOfBirth: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Party date of birth (with pattern "yyyy-mm-dd") attainedAge: type: number format: int32 description: Party age calculated by Date of Birth example: 55 birthCountry: $ref: "#/components/schemas/Country" birthState: $ref: "#/components/schemas/State" doingBusinessAs: type: string description: The name the organization is commonly known as example: TBD abbreviatedName: type: string description: TBD example: TBD organizationCode: type: string description: Code to Identify organization example: TBD entityType: type: string enum: - SOLEPROPRIETORSHIP - GENERALPARTNERSHIP - LIMITEDPARTNERSHIP - CCORPORATION - SCORPORATION - LIMITEDLIABILITYCOMPANY - CHARITABLEORGANIZATION - ESTATE - TRUST - CORPORATION description: Type of Organization Structure (Partnership, corporation etc) trustDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: The trust agreement issued date to the party trustTitle: type: string description: The title of the trustee example: TBD trustAccessCode: type: string description: Access code of the trustee example: TBD preferredCommunicationType: type: string enum: - EMAIL - MAIL - PHONE - FAX - TEXT - NONE - OTHER description: The preference of communication such as phone, email or mail text: type: string example: in-person or video call id https://company.us/j/1234567890 description: If type OTHER, then provide further info using text. preferredAddressIndicator: type: string enum: - YES - NO description: Indicates whether the address being added should be set as default or not. Yes - address being entered is default. formerName: $ref: "#/components/schemas/FormerName" identifications: type: array items: $ref: "#/components/schemas/Identification" addresses: type: array items: $ref: "#/components/schemas/Address" phones: type: array items: $ref: "#/components/schemas/Phone" emails: type: array items: $ref: "#/components/schemas/Email" bankDetails: type: array items: $ref: "#/components/schemas/BankAccount" beneficiaryAllocations: type: array items: $ref: "#/components/schemas/BeneficiaryAllocation" taxWithholdings: type: array items: $ref: "#/components/schemas/TaxWithholding" Error: type: object properties: errorCode: type: string example: BPM.NM.002 description: This is the NIGO id generated by BPM system attribute: type: string error: type: string description: This is the error generated by BPM system resolution: type: string description: Resolution generated by BPM system to resolve the error Country: type: string enum: - US - CA - RU - EG - ZA - GR - NL - BE - FR - ES - HU - IT - RO - CH - AT - GB - DK - SE - NO - PL - DE - PE - MX - CU - AR - BR - CL - CO - VE - MY - AU - ID - PH - NZ - SG - TH - JP - VN - CN - TR - IN - PK - AF - LK - IR - MA - DZ - TN - LY - GM - SN - MR - ML - GN - BF - NE - TG - BJ - MU - LR - SL - GH - NG - CF - TD - CM - CV - ST - GQ - GA - BS - AO - BB - AX - SD - RW - ET - SO - DJ - KE - TZ - UG - BI - MZ - ZM - MG - RE - ZW - NA - MW - LS - BW - AG - KM - GW - CD - VG - SH - AW - FO - GL - KY - GI - PT - LU - IE - IS - AL - MT - CY - FI - BG - GG - LT - LV - EE - MD - AM - BY - AD - SM - UA - HR - SI - BA - MK - XK - CZ - SK - LI - BM - GD - FK - BZ - GT - SV - HN - NI - CR - PM - HT - PR - VI - GS - SX - BQ - GP - BO - GY - EC - GF - PY - MQ - SR - UY - AN - TC - BL - MF - MS - GU - AQ - BN - NR - PG - TO - SB - VU - FJ - WF - CK - NU - AS - KI - NC - TV - PF - MP - PW - MH - FM - SS - LC - DM - VC - DO - HK - MO - KH - LA - TT - KN - JM - BD - TW - MM - KR - KP - LB - JO - SY - IQ - KW - SA - YE - OM - AE - IL - BH - QA - BT - NP - TJ - TM - AZ - GE - UZ - AI - PA - CI - ER - KZ - KG - CC - MN - BV - SC - IO - WS - TL - TF - YT - PN - SJ - TK - UM - EH - MV - CX - NF - CW - CG - MC - VA - SZ - PS - JE - IM - RS - ME - HM description: Abbreviated names for countries State: type: string example: AL enum: - AL - AK - AZ - AR - CA - CO - CT - DC - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE - NV - NH - NJ - NM - NY - NC - ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY description: Abbreviated names for states FormerName: allOf: - $ref: "#/components/schemas/PartyName" Identification: type: object properties: identificationType: type: string enum: - PASSPORT - STATEPHOTOID - DRIVERSLICENSENUMBER - SOCIALSECURITYNUMBER - TAXPAYERIDENTIFICATIONNUMBER - OTHER description: The suffix of the party party name identificationValue: type: string issueState: $ref: "#/components/schemas/State" issueCountry: $ref: "#/components/schemas/Country" Address: type: object properties: startDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") endDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") addressType: type: string enum: - RESIDENCE - BUSINESS - POBOX - SEASONAL - OTHER description: Address type addressLine1: type: string example: 1112 Pickle Street description: First line of address addressLine2: type: string example: South Jersey description: Second line of address addressLine3: type: string example: 1234 Post box description: Third line of address city: type: string example: Houston description: Name of the city state: $ref: "#/components/schemas/State" zipCode: type: string example: "66636" description: zip code zipCodeExtension: type: string example: "1232" description: zip code extension country: $ref: "#/components/schemas/Country" Phone: type: object properties: startDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") endDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") phoneType: type: string enum: - MOBILE - HOME - BUSINESS - CLAIMCENTER - CUSTOMERSERVICE - CORPORATEOFFICE - FAX - OTHER description: Phone type countryCode: type: string example: "011" description: Country code areaCode: type: string example: "973" description: Area code dialNumber: type: string example: "765789" description: Dial number extension: type: string example: "131312" description: Extension bestTime: type: string example: "131312" description: Best time timezone: type: string example: "131312" description: Timezone for the entered phone details Email: type: object properties: startDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") endDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd").If provided by the user, the system will apply an end date to the emailaddress, ensuring that a new emailaddress is not generated. emailType: type: string enum: - PERSONAL - BUSINESS - CUSTOMERSERVICE - OTHER description: Email type emailAddress: type: string example: will.smith@gmail.com description: Type of the email. PERSONAL for personal emails, BUSINESS for business emails, CUSTOMERSERVICE for customer service emails, OTHER for any other type of emails. required: - startDate - emailType - emailAddress BankAccount: type: object properties: startDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") endDate: type: string format: date pattern: ([0-9]{4})-([0-9]{2})-([0-9]{2}) description: Date (with pattern "yyyy-mm-dd") nameOnAccount: type: string example: abcdqwe description: Name of the registered user accountStatus: type: string enum: - ACTIVEBANKACCOUNT - TERMINATEDBANKACCOUNT description: Account Status accountType: type: string enum: - CHECKING - SAVINGS - CREDITCARDACCOUNT - DEBITCARDACCOUNT - BROKERAGEACCOUNT - CERTIFICATEOFDEPOSITACCOUNT description: Account Type accountNumber: type: string example: "34567777745678" description: Account Number routingNumber: type: string example: Routing_Number description: Routing Number internationalBankAccountNumber: type: string example: ibaNumber_66 description: internationalBankAccountNumber branchName: type: string example: branch_66 description: branch name branchPhoneNumber: type: string example: "7766667777" description: Branch Phone Number branchAddress: $ref: "#/components/schemas/BranchAddress" BeneficiaryAllocation: type: object properties: partyPolicyId: type: string example: Party_OW_3 description: party policy id allocationPercentage: type: number format: double example: 10 description: TBD TaxWithholding: type: object properties: appliesToPartyId: type: string description: TBD example: Party_PI_1 taxWithholdingType: type: string enum: - FEDERAL - STATE - BACKUP - NRA description: TBD taxRateToUse: type: string enum: - NOWITHHOLDINGELECTED - USEVALUESENTERED - NOWITHHOLDINGALLOWED - USEDEFAULTTABLE description: TBD filingStatus: type: string enum: - SINGLE - DEFAULT - MARRIED description: TBD dollar: type: number format: double description: TBD example: 0 percentage: type: number format: double description: TBD example: 0 exemptions: type: string description: TBD example: TBD taxJurisdiction: type: string description: TBD, but applies only for PartyType - Owner,Payee example: USA_WY PartyName: type: object properties: firstName: type: string example: John description: First name middleName: type: string example: William description: Middle name lastName: type: string example: Doe description: Last Name fullName: type: string example: John William Doe description: Full Name prefix: type: string enum: - MR - MS - MISS - MRS description: Prefix Type suffix: type: string enum: - JR - SN - I - II - III description: Suffix Type doingBusinessAs: type: string example: TPA description: Doing Business As abbreviatedName: type: string example: AG description: Abbreviated Name BranchAddress: type: object properties: addressType: type: string enum: - RESIDENCE - BUSINESS - POBOX - SEASONAL - OTHER description: Address type addressLine1: type: string example: 1112 Pickle Street description: First line of address addressLine2: type: string example: South Jersey description: Second line of address addressLine3: type: string example: 1234 Post box description: Third line of address city: type: string example: Houston description: Name of the city state: type: string example: TX enum: - AL - AK - AZ - AR - CA - CO - CT - DC - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE - NV - NH - NJ - NM - NY - NC - ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY description: State zipCode: type: string example: "66636" description: Preferred address indicator zipCodeExtension: type: string example: "1232" description: zip code extension country: type: string enum: - US - CA - RU - EG - ZA - GR - NL - BE - FR - ES - HU - IT - RO - CH - AT - GB - DK - SE - NO - PL - DE - PE - MX - CU - AR - BR - CL - CO - VE - MY - AU - ID - PH - NZ - SG - TH - JP - VN - CN - TR - IN - PK - AF - LK - IR - MA - DZ - TN - LY - GM - SN - MR - ML - GN - BF - NE - TG - BJ - MU - LR - SL - GH - NG - CF - TD - CM - CV - ST - GQ - GA - BS - AO - BB - AX - SD - RW - ET - SO - DJ - KE - TZ - UG - BI - MZ - ZM - MG - RE - ZW - NA - MW - LS - BW - AG - KM - GW - CD - VG - SH - AW - FO - GL - KY - GI - PT - LU - IE - IS - AL - MT - CY - FI - BG - GG - LT - LV - EE - MD - AM - BY - AD - SM - UA - HR - SI - BA - MK - XK - CZ - SK - LI - BM - GD - FK - BZ - GT - SV - HN - NI - CR - PM - HT - PR - VI - GS - SX - BQ - GP - BO - GY - EC - GF - PY - MQ - SR - UY - AN - TC - BL - MF - MS - GU - AQ - BN - NR - PG - TO - SB - VU - FJ - WF - CK - NU - AS - KI - NC - TV - PF - MP - PW - MH - FM - SS - LC - DM - VC - DO - HK - MO - KH - LA - TT - KN - JM - BD - TW - MM - KR - KP - LB - JO - SY - IQ - KW - SA - YE - OM - AE - IL - BH - QA - BT - NP - TJ - TM - AZ - GE - UZ - AI - PA - CI - ER - KZ - KG - CC - MN - BV - SC - IO - WS - TL - TF - YT - PN - SJ - TK - UM - EH - MV - CX - NF - CW - CG - MC - VA - SZ - PS - JE - IM - RS - ME - HM description: Preferred address indicator examples: successTransactionResponse: value: status: success quoteResponse: status: Success message: Request successful data: correlationId: 657b717dcf55411abf9ef067 transactionAmounts: requestedAmount: 25 calculatedAmount: null appliedAmount: 25 policy: id: 659fdafc075b950b7bd00feb event: InterestCreditMatch carrierID: SB tpaID: tpa-12345 lineOfBusiness: LIFE planName: SB UL Premium Match productType: UNIVERSALLIFE marketingName: Everly Life shortName: SB UL distribution: THIRDPARTYDIRECTTOCONSUMER banding: NOPREMIUMBANDING planCode: SBFIXUL1 glPlanCode: V2201 holdingForm: INDIVIDUAL renewable: null qualificationType: NONQUALIFIED policyTerm: 20 policyYear: 1 monthOfYear: 1 policyNumber: BPM0000001 policyStatus: ACTIVE nonforfeitureOption: null issueType: FULLUNDERWRITING residenceState: VT issueState: VT premiumFrequency: MONTHLY currency: USD policyStartDate: 2023-12-27 applicationDate: 2023-12-27 issueDate: 2023-12-27 effectiveDate: 2024-01-11T00:00:00.000Z contestabilityStartDate: 2023-12-27 contestabilityEndDate: 2025-12-26 policyDeliveryDate: 2023-12-27 previousPolicyAnniversaryDate: 2023-12-27 previousPolicyMonthiversaryDate: 2023-12-27 nextAnniversaryDate: 2024-12-27 maturityDate: 2125-12-26 policyTerminationDate: null dateOfDeath: null initialPaymentExpiryDate: 2024-01-10 nextMonthivesaryDate: 2024-01-27 costBasis: 105 costBasisDate: 2024-11-04 conversionDate: null policyValues: beginningAcctValue: 35.759837 endingAcctValue: 60.759837 minRequiredAcctValue: 0 acctValueByPolicyYear: 0 unloanedPortionOfAcctValue: 60.759837 loanedPortionOfAcctValue: 0 surrenderValue: 60.759837 netAmountAtRisk: 499920 initialPremiumRequestAmount: 80 initialPremiumAppliedAmount: 80 initialPaymentAmountReceivedDate: 2023-12-27 cumulativePremSinceIssue: 105 totalYTDPremiumAmount: 105 mecAuthorization: false projectedLapseIndicator: null policyGainAmount: 0 loanValues: totalLoanBalance: 0 totalLoanPrincipal: 0 loanPayoffAmount: 0 maxLoanAmount: 60.759837 minLoanAmount: 0 totalLoanAccruedInterest: 0 lastLoanInterestDueDate: null totalNumberOfLoan: 0 loanInterestMethod: ARREARS totalYTDLoanTaken: 0 loanRepaymentType: null minLoanRepayment: 1 withDrawalValues: totalWithdrawalAmount: 0 freeWithdrawalAmount: null minWithdrawalAmount: 1 maxWithdrawalAmount: 60.759837 annualWithLimNoCovDecrease: null maxWithdrawalRequestDuringVestingPeriod: 1 maxWithdrawalRequestAfterVestingPeriod: 12 totalYTDWithdrawalTaken: 0 numberOfWithdrawal: 0 withdrawalAllowedStartDate: 2023-12-27 testValues: guidelinePremiumTestDate: 2024-11-04 definitionOfLifeInsurance: GPT guidelineSinglePremium: 68933.997746 guidelineLevelPremium: 5122.813261 amountExcessToGuideline: 0 totalGuidelineLevelPremiumSinceIssue: 5122.813261 mecTestDate: 2024-11-04 amountExcessToMEC: 0 mecStatusDate: null mecStatus: false sevenPayTestBasis: 185 sevenPayPremium: 25074.702628 sevenPayStartDate: 2023-12-27 sevenPayPeriod: 2030-12-26 sevenPayLimit: 25074.702628 yearInPeriod: 1 timestamp: 2024-01-11T12:11:40.723Z deathBenefit: deathBenefitOption: LEVEL dboEffectiveDate: 2023-12-27 dboChangedEffectiveDate: null deathBenefitAgeGuarantee: 38 coverage: id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.731Z totalCoverageAmount: 500000 cumGrossDeathBenefitAmount: 500000 minCoverageAmount: 10000 maxCoverageAmount: 10000000 coverageChangeEffectiveDate: 2024-12-27 coverageBand: BAND3 maxAnnualCoverageChangeAllowedPerPolicy: 1 minCoverageDecreaseAmount: 10000 maxCoverageDecreaseAmount: 490000 maxAgeNoCovAmountDecrease: 120 coverageAmountDecreaseAllowed: 1 minCoverageIncreaseAmount: 1 maxCoverageIncreaseAmount: 9500000 maxAgeNoCovAmountIncrease: 50 coverageAmountIncreaseAllowed: 1 coverageLayers: - coverageID: Base_Coverage coverageType: Base coverageName: SB UL Premium Match productCode: SBFIXUL1 currentAmount: 500000 orignalCoverageAmount: 500000 minCoverageAmount: 10000 maxCoverageAmount: 10000000 grossDeathBenefitAmount: 500000 lowDeathBenefitAmount: 500000 coverageChangeAmount: 0 coverageEffectiveDate: 2023-12-27 coverageChangeEffectiveDate: null coverageTerminationDate: null unitOfCoverage: 500 valuePerUnitOfCoverage: 1000 premiumFrequency: null guidelineSinglePremium: 68933.997746 guidelineLevelPremium: 5122.813261 sevenPayPremium: 25074.702628 coverageParticipants: - partyID: Party_PI_1 issueAge: 18 riskClass: Standard Tobacco subStandardRating: None flatExtra: - flatExtraType: null flatExtraDuration: 0 flatExtraAmount: 0 flatExtraStartDate: null - coverageID: Rider_SBLCHR coverageType: RIDER coverageName: Chronic Illness Accelerated Death Benefit Rider productCode: SBLCHR currentAmount: null orignalCoverageAmount: null minCoverageAmount: null maxCoverageAmount: null grossDeathBenefitAmount: null lowDeathBenefitAmount: null coverageChangeAmount: 0 coverageEffectiveDate: 2023-12-27 coverageChangeEffectiveDate: null coverageTerminationDate: 2125-12-26 unitOfCoverage: null valuePerUnitOfCoverage: null premiumFrequency: null guidelineSinglePremium: null guidelineLevelPremium: null sevenPayPremium: null coverageParticipants: - partyID: Party_PI_1 issueAge: 18 riskClass: null subStandardRating: null flatExtra: [] - coverageID: Rider_SBLCRI coverageType: RIDER coverageName: Critical Illness Accelerated Death Benefit Rider productCode: SBLCRI currentAmount: null orignalCoverageAmount: null minCoverageAmount: null maxCoverageAmount: null grossDeathBenefitAmount: null lowDeathBenefitAmount: null coverageChangeAmount: 0 coverageEffectiveDate: 2023-12-27 coverageChangeEffectiveDate: null coverageTerminationDate: 2125-12-26 unitOfCoverage: null valuePerUnitOfCoverage: null premiumFrequency: null guidelineSinglePremium: null guidelineLevelPremium: null sevenPayPremium: null coverageParticipants: - partyID: Party_PI_1 issueAge: 18 riskClass: null subStandardRating: null flatExtra: [] - coverageID: Rider_SBLTRM coverageType: RIDER coverageName: Terminal Illness Accelerated Death Benefit Rider productCode: SBLTRM currentAmount: null orignalCoverageAmount: null minCoverageAmount: null maxCoverageAmount: null grossDeathBenefitAmount: null lowDeathBenefitAmount: null coverageChangeAmount: 0 coverageEffectiveDate: 2023-12-27 coverageChangeEffectiveDate: null coverageTerminationDate: 2125-12-26 unitOfCoverage: null valuePerUnitOfCoverage: null premiumFrequency: null guidelineSinglePremium: null guidelineLevelPremium: null sevenPayPremium: null coverageParticipants: - partyID: Party_PI_1 issueAge: 18 riskClass: null subStandardRating: null flatExtra: [] - coverageID: Rider_OPR coverageType: RIDER coverageName: Overloan Protection Rider productCode: SBLOPR currentAmount: null orignalCoverageAmount: null minCoverageAmount: null maxCoverageAmount: null grossDeathBenefitAmount: null lowDeathBenefitAmount: null coverageChangeAmount: 0 coverageEffectiveDate: 2023-12-27 coverageChangeEffectiveDate: null coverageTerminationDate: 2125-12-26 unitOfCoverage: null valuePerUnitOfCoverage: null premiumFrequency: null guidelineSinglePremium: null guidelineLevelPremium: null sevenPayPremium: null coverageParticipants: - partyID: Party_PI_1 issueAge: 18 riskClass: null subStandardRating: null flatExtra: [] version: 1 riders: - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.729Z type: RIDER riderName: Chronic Illness Accelerated Death Benefit Rider riderElected: ELECTED riderCode: SBLCHR effectiveDate: 2023-12-27 terminationDate: 2125-12-26 status: ACTIVE coverageID: Rider_SBLCHR amount: null riderParticipant: - insuredID: Party_PI_1 insuredAgeAtIssue: 18 charge: chargeID: null value: null effectiveRate: null nextEvaluationDate: null riderExerciseCharge: null maxChronicIllnessBenefitPct: 50 maxPeriodicPaymentPeriod: 120 claimStatus: null riderExerciseChargeRate: null nextEvaluationDate: null riderPaymentDate: null riderPaymentAmount: null paymentMode: null paymentOption: null maxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitAmount: null t2MaxCriticalIllnessBenefitPct: null t2MaxCriticalIllnessBenefitAmount: null t1CriticalRiderPaymentDate: null t1CriticalRiderPaymentAmount: null t2CriticalRiderPaymentDate: null t2CriticalRiderPaymentAmount: null terminalRiderPaymentAmount: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.729Z type: RIDER riderName: Critical Illness Accelerated Death Benefit Rider riderElected: ELECTED riderCode: SBLCRI effectiveDate: 2023-12-27 terminationDate: 2125-12-26 status: ACTIVE coverageID: Rider_SBLCRI amount: null riderParticipant: - insuredID: Party_PI_1 insuredAgeAtIssue: 18 charge: chargeID: null value: null effectiveRate: null nextEvaluationDate: null riderExerciseCharge: null maxChronicIllnessBenefitPct: null maxPeriodicPaymentPeriod: null claimStatus: null riderExerciseChargeRate: null nextEvaluationDate: null riderPaymentDate: null riderPaymentAmount: null paymentMode: null paymentOption: null maxCriticalIllnessBenefitPct: 50 t1MaxCriticalIllnessBenefitPct: 5 t1MaxCriticalIllnessBenefitAmount: 5000 t2MaxCriticalIllnessBenefitPct: 50 t2MaxCriticalIllnessBenefitAmount: 500000 t1CriticalRiderPaymentDate: null t1CriticalRiderPaymentAmount: null t2CriticalRiderPaymentDate: null t2CriticalRiderPaymentAmount: null terminalRiderPaymentAmount: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.729Z type: RIDER riderName: Overloan Protection Rider riderElected: ELECTED riderCode: SBLOPR effectiveDate: 2023-12-27 terminationDate: 2125-12-26 status: ACTIVE coverageID: Rider_SBLOPR amount: null riderParticipant: - insuredID: Party_PI_1 insuredAgeAtIssue: 18 charge: chargeID: null value: null effectiveRate: null nextEvaluationDate: null riderExerciseCharge: null maxChronicIllnessBenefitPct: null maxPeriodicPaymentPeriod: null claimStatus: null riderExerciseChargeRate: null nextEvaluationDate: null riderPaymentDate: null riderPaymentAmount: null paymentMode: null paymentOption: null maxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitAmount: null t2MaxCriticalIllnessBenefitPct: null t2MaxCriticalIllnessBenefitAmount: null t1CriticalRiderPaymentDate: null t1CriticalRiderPaymentAmount: null t2CriticalRiderPaymentDate: null t2CriticalRiderPaymentAmount: null terminalRiderPaymentAmount: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.729Z type: RIDER riderName: Terminal Illness Accelerated Death Benefit Rider riderElected: ELECTED riderCode: SBLTRM effectiveDate: 2023-12-27 terminationDate: 2125-12-26 status: ACTIVE coverageID: Rider_SBLTRM amount: null riderParticipant: - insuredID: Party_PI_1 insuredAgeAtIssue: 18 charge: chargeID: null value: null effectiveRate: null nextEvaluationDate: null riderExerciseCharge: null maxChronicIllnessBenefitPct: null maxPeriodicPaymentPeriod: null claimStatus: null riderExerciseChargeRate: null nextEvaluationDate: null riderPaymentDate: null riderPaymentAmount: null paymentMode: null paymentOption: null maxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitPct: null t1MaxCriticalIllnessBenefitAmount: null t2MaxCriticalIllnessBenefitPct: null t2MaxCriticalIllnessBenefitAmount: null t1CriticalRiderPaymentDate: null t1CriticalRiderPaymentAmount: null t2CriticalRiderPaymentDate: null t2CriticalRiderPaymentAmount: null terminalRiderPaymentAmount: null version: 1 systematicPrograms: - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.730Z arrType: PAYMENT arrangementID: Arr_1 allocationOptionType: DOLLAR reason: PREMIUMREASON numberOfOccurrence: null loanRepaymentType: null disbursementType: null status: ACTIVE paymentForm: EFT frequency: MONTHLY requestedDate: 2023-12-27 startDate: 2024-01-27 endDate: 2043-11-27 lastActivityDate: 2023-12-27 nextActivityDate: 2024-01-27 amountType: AMOUNT amount: 80 payors: - partyRole: Payee partyID: Party_PI_1 bankId: Bank_1 percentage: 100 payees: null version: 1 policyFeatures: - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.733Z featureType: freeLook startDate: null endDate: 2024-01-26 status: null period: 30 effectiveDate: null totalRequiredAmount: null totalMinimumRequiredAmount: null paymentAmount: null totalPaymentAmount: null uwDecision: null approvalDate: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.733Z featureType: lapseAssessment startDate: null endDate: null status: false period: null effectiveDate: null totalRequiredAmount: null totalMinimumRequiredAmount: null paymentAmount: null totalPaymentAmount: null uwDecision: null approvalDate: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.733Z featureType: lapseProtection startDate: 2023-12-27 endDate: 2043-12-26 status: null period: 20 effectiveDate: null totalRequiredAmount: null totalMinimumRequiredAmount: null paymentAmount: 51.78 totalPaymentAmount: 51.78 uwDecision: null approvalDate: null version: 1 - id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.733Z featureType: reinstatement startDate: null endDate: null status: null period: null effectiveDate: null totalRequiredAmount: null totalMinimumRequiredAmount: null paymentAmount: null totalPaymentAmount: null uwDecision: null approvalDate: null version: 1 allocation: id: null policyDetailsId: null ledgerDocId: null timestamp: 2024-01-11T12:11:40.732Z investmentType: INVESTMENTFUND modelName: null modelID: null fundAllocationsInvestments: - fundID: FundAccount1 fundName: Everly Fixed Fund UL2 fundAccountType: null allocPercent: 100 startDate: 2023-12-27 endDate: null funds: - fundAccountType: null fundID: FundAccount1 fundName: Fixed Fund glFundCode: V2201 totalFundValue: 60.759837 fundSegments: - segmentID: "1" fundID: null originalDepositAmount: 80 originalDepositDate: 2023-12-27 depositDate: 2024-11-04 depositAmount: 25 currentAmount: 60.759837 renewalDate: null numberOfUnits: null sweepAccountID: null startDate: 2023-12-27 endDate: null matchSegment: segmentID: Match1 matchAccountValue: 1.05129 cumulativeMatchPaymentAmount: 1.05 ytdMatchValue: 1.05 maxLifeTimeVestingAmount: 500 maxAnnVestingAmount: 500 minPaymentsForMatch: 0 matchVestingDate: 2034-12-26 glFundCode: V2201 vestingPeriod: 10 loanSegments: [] version: 1 version: 40 error: null failureTransactionResponse: value: status: failure validationResult: - errorCode: BPM.NM.005 attribute: null error: Amount request is invalid. resolution: Please check the One Time Premium Amount and submit the request again. - errorCode: BPM.NM.003 attribute: null error: Party information does not match with information in the Zahara system. resolution: Please validate the party information and submit the request again. securitySchemes: Auth0: type: openIdConnect openIdConnectUrl: https://login.qa.zinnia.com/.well-known/openid-configuration x-kong-security-openid-connect: config: run_on_preflight: true scopes_claim: - https://qa.api.zinnia.io/permissions audience_claim: - aud audience_required: - https://qa.api.zinnia.io client_id: - client_id auth_methods: - bearer enabled: true protocols: - grpc - grpcs - http - https ```