---
title: "PolicyValues"
url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/PolicyValues"
---

> Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md

# PolicyValues

## OpenAPI definition

```yaml
openapi: 3.0.0
info:
  title: Policy Service
  version: 0.0.21
servers:
  - url: https://qa.api.zinnia.io
components:
  schemas:
    AccountValuebyPolicyYear:
      type: object
      properties:
        yEAR:
          type: string
          format: date-time
        aCCOUNT_VALUE:
          type: number
        account_VALUE:
          type: number
        year:
          type: string
          format: date-time
    PolicyValues:
      type: object
      properties:
        account_Valueby_Policy_Year:
          type: array
          items:
            $ref: "#/components/schemas/AccountValuebyPolicyYear"
        unloanedPortionofAccountValue:
          type: number
          description: The Unloaned Portion of Account Value refers to the part of the
            total account value that is not affected by policy loans. Once a
            policy loan is taken, the total account value is split into loaned
            and unloaned portions, with the unloaned portion continuing to
            accrue interest and potential investment returns
        loanedPortionofAccountValue:
          type: number
          description: The Loaned Portion of Account Value refers to the amount of a
            policy’s account value that is used as collateral for a policy loan.
            This amount is set aside from the Ending Account Value and is used
            to calculate loan interest accruals. The loaned portion is updated
            each time a new loan is processed
        totalLoanAccruedInterest:
          type: number
          description: The Total Loan Accrued Interest refers to the amount of interest
            that has accumulated on a policy loan so far within the current
            year. This interest is added to the outstanding loan balance if it
            is not paid separately by the policyholder
        materialChangeDate:
          type: string
          format: date-time
        gracePeriodEndDate:
          type: string
          format: date-time
        pendingLapseTotalRequiredAmount:
          type: number
        lapseProtectionTerminationDate:
          type: string
          format: date-time
        lapseProtectionMonthlyPayment:
          type: number
        cumulativeLapseProtectionPayment:
          type: number
```