---
title: "IriAccountValues"
url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/IriAccountValues"
---

> Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md

# IriAccountValues

## OpenAPI definition

```yaml
openapi: 3.0.0
info:
  title: Policy Service
  version: 0.0.21
servers:
  - url: https://uat.api.zinnia.io
components:
  schemas:
    IriAccountValues:
      type: object
      properties:
        beginningAccountValue:
          type: number
          description: Total cash value of the policy/annuity at the beginning of each
            transaction (loaned + unloaned).
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        endingAccountValue:
          type: number
          description: Total cash value of the policy/annuity (loaned + unloaned) as of
            the last processed transaction.
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        minimumRequiredAccountValue:
          type: number
          description: Lowest account value that must be maintained to keep the contract
            active. May be 0 for some products.
          example: 0
          minimum: 0
          maximum: 9999999999.99
        unloanedPortionOfAccountValue:
          type: number
          description: Portion of the total account value that is not affected by policy
            loans.
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        loanedPortionOfAccountValue:
          type: number
          description: Amount of the account value used as collateral for a policy loan.
          example: 0
          minimum: 0
          maximum: 9999999999.99
        surrenderValue:
          type: number
          description: Amount paid to the policyholder upon voluntary surrender, after
            charges, loans, and fees.
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        surrenderValueWithoutMarketValueAdjustment:
          type: number
          description: Surrender value without market value adjustment included.
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        guaranteedCashSurrenderValueFixed:
          type: number
          description: Minimum cash value guaranteed on surrender regardless of market
            conditions (fixed).
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        guaranteedCashSurrenderValueIndexed:
          type: number
          description: Indexed amount guaranteed on surrender. Only required for Annuity
            FIA products.
          example: 161.82
          minimum: 0
          maximum: 9999999999.99
        interestEarned:
          type: number
          description: Interest credited to the policy/annuity based on the accumulated
            account value.
          example: 12.34
          minimum: 0
          maximum: 9999999999.99
        totalNetWithdrawalSinceIssue:
          type: number
          description: Running total of all net withdrawals since policy issuance.
          example: 0
          minimum: 0
          maximum: 9999999999.99
        totalGainWithdrawnSinceIssue:
          type: number
          description: Total of all earnings withdrawn since policy issue.
          example: 0
          minimum: 0
          maximum: 9999999999.99
      required:
        - endingAccountValue
```