--- title: "Disbursement" url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/Disbursement" --- > Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md # Disbursement ## OpenAPI definition ```yaml openapi: 3.0.0 info: title: Policy Service version: 0.0.21 servers: - url: https://qa.api.zinnia.io components: schemas: DistributionCode: type: string enum: - DEFAULT - PREMATUREDISTRIBUTION - EXCEPTIONAPPLIES - DISABILITY - DEATH - DEATHEXCLUSION - DEATHROLLOVER - EXCHANGE1035 - NORMALDISTRIBUTION - COSTOFCURRENTLIFEINSURANCEPROTECTION - QUALIFIEDROLLOVER - ROTHDISTRIBUTIONNOEXCEPTION - QUALIFIEDLOANDISTRIBUTION - PREMATURELOANDISTRIBUTION - QUALIFIEDROTHINDIVIDUALRETIREMENTARRANGEMENTDISTRIBUTION - ROTHINDIVIDUALRETIREMENTACCOUNTSDISTRIBUTIONEXCEPTIONAPPLIES - EXCESSCONTRIBUTIONSPLUSEARNINGSEXCESSDEFERRALSTAXABLEIN2009 - NONTAXABLEEVENT - GROSSPAIDTOATTORNEY - OTHERINCOME - NONEMPLOYEECOMPENSATION - PREMATUREEXCEPTION - ROYALTIES - DEATHTRANSFER4H - PROHIBITEDTRANSACTION - TENYEARTAXOPTION - TRUSTEETOTRUSTEETRANSFER - QUALIFIEDDOMESTICRELATIONSORDERLIKETOLIKENO1099 - DISTRIBUTIONSUNDEREMPLOYEEPLANSCOMPLIANCERESOLUTIONSYSTEM - CHARITABLEGIFT - LOANSASDISTRIBUTIONS - QUALIFIEDPLANLOANOFFSET - RECHARACTERIZEDINDIVIDUALRETIREMENTARRANGEMENTCURRENTYEAR - EXCESSCONTRIBUTION1YEARPRIORTAX - RECHARACTERIZEDINDIVIDUALRETIREMENTACCOUNTSPREVIOUSYEAR - EARLYDISTRIBUTIONFROMSAVINGSINCENTIVEMATCHPLANFOREMPLOYEES - DIRECTTRANSFER - EXCESSCONTRIBUTIONSPLUSEARNINGSEXCESSDEFERRALSANDOREARNINGSTAXABLEIN2024 - EXCESSCONTRIBUTIONS2YEARPRIORTAX - DIRECTROLLOVERQUALPLANTAXSHELTEREDANNUITY - SEPARATIONFROMSERVICE - INDIVIDUALRETIREMENTARRANGEMENTTOROTHINDIVIDUALRETIREMENTARRANGEMENT - QUALIFIEDDOMESTICRELATIONSORDERROLLOVERTOINDIVIDUALRETIREMENTARRANGEMENT2G - QUALIFIEDDOMESTICRELATIONSORDERPAYMENTTOSPOUSE - FIRSTTIMEHOMEBUYERINDIVIDUALRETIREMENTARRANGEMENTONLY - EDUCATIONEXPENSE - MEDICALEXPENSE - FEEADMIN - FEEASSET - FEECONTRIBUTION - FEELUMPSUMDEATH - FEELUMPSUMDISABILITY - FEELUMPSUMPURCHASEDANNUITY - FEELUMPSUMOTHER - FEENEWRETIREEWITHPERPAYMENT - FEEEXISTINGRETIREMENTINFORCE - FEECONTRACT - FEEEXISTINGRETIREMENTINCREASE - FEETHIRDPARTY - LUMPSUMDEATH - LUMPSUMDISABILITY - LUMPSUMPURCHASEDANNUITY - LUMPSUMOTHER - FEEINTERNATIONALPROGRAMSGROUPEXPENSE - FROMFUND - RELEASERESERVE - HEALTHDEDUCTION - FEEMARKETVALUE - FEEANNUITYADMINISTRATION - SECTION1035EXCHANGEPARTIAL - QUALIFIEDDOMESTICRELATIONSORDERNORMALDISTRIBUTION - QUALIFIEDDOMESTICRELATIONSORDERSECTION1035 - FEELONGTERMCAREINSURANCE - DESIGNATEDROTHACCOUNTDISTRIBUTION - REPORTABLEDEATHBENEFITSUNDERSECTION6050Y - DISTRIBUTIONOFTRADITIONALINDIVIDUALRETIREMENTARRANGEMENTASSETSNOTHAVINGAREADILYAVAILABLEFAIRMARKETVALUE - DIVIDENDSDISTRIBUTEDFROMANEMPLOYEESTOCKOWNERSHIPPLANSUNDERSECTION404K - DIRECTROLLOVEROFADESIGNATEDROTHACCOUNT - DEATHQUALIFIEDCHARITABLEDISTRIBUTION - NORMALQUALIFIEDCHARITABLEDISTRIBUTION Address: type: object properties: startDate: type: string description: The start date of the party address. Date (with pattern "yyyy-mm-dd") example: 2023-01-01 endDate: type: string description: The end date of the party address. Date (with pattern "yyyy-mm-dd") example: 2023-01-01 addressType: $ref: "#/components/schemas/AddressType" addressLine1: type: string description: Address Line 1 of the party address example: 1112 Pickle Street addressLine2: type: string description: Address Line 2 of the party address example: South Jersey addressLine3: type: string description: Address Line 3 of the party address example: 1234 Post box city: type: string description: City of the party address example: Garden City state: $ref: "#/components/schemas/State" zipCode: type: string description: Zip code of the party address example: "67846" zipCodeExtension: type: string description: Unit of the party address example: "23" country: $ref: "#/components/schemas/Country" isPreferred: type: boolean description: TBD addressId: type: string description: The record Id stored internally in zahara for each address example: "1" preferredAddress: type: boolean description: TBD example: false BankAccount: type: object properties: startDate: type: string description: Date the Bank Account of the Party was added to the Policy. Date (with pattern "yyyy-mm-dd") example: 2023-01-01 format: date endDate: type: string description: Date the Bank Account of the Party was terminated from the Policy. Date (with pattern "yyyy-mm-dd") example: 2023-01-01 format: date nameOnAccount: type: string description: Name of the Party on Bank Account example: abcdqwe accountStatus: $ref: "#/components/schemas/AccountStatus" accountType: $ref: "#/components/schemas/AccountType" bankAccountPurpose: $ref: "#/components/schemas/BankAccountPurpose" accountNumber: type: string description: The 7+ digit checking or savings account number example: "34567777745678" routingNumber: type: string description: The 9-digit routing transit number for the bank account/branch example: "123456789" internationalBankAccountNumber: type: string description: The bank account number for an international bank account (this field does not have check-digit validation) example: ibanNumber_66 branchName: type: string description: The name of the bank (such as Chase Manhattan) example: branch_66 branchPhoneNumber: type: string description: Phone Number of the Bank Branch example: "7766667777" branchAddress: $ref: "#/components/schemas/BranchAddress" bankId: type: string description: In the context of ACORD standards (the global data standards body for insurance), Bank ID refers to a unique identifier used to specify a financial institution involved in a disbursement, premium collection, or electronic funds transfer (EFT). It is critical for ensuring correct routing of payments or deposits between insurers, policyholders, beneficiaries, and third parties example: "1" appliesToPartyId: type: string example: Party_PI_1 description: This unique id ties to the Party Role that the bank details correspondes to. AddressType: type: string enum: - RESIDENCE - BUSINESS - POBOX - SEASONAL - SECONDARY - MAILING State: type: string enum: - AA - AE - AL - AP - AK - AZ - AR - AS - CA - CO - CT - DC - DE - FL - GA - GU - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MP - MT - NE - NV - NH - NJ - NM - NY - NC - ND - OH - OK - OR - PA - PR - RI - SC - SD - TN - TX - UM - UT - VT - VA - VI - WA - WV - WI - WY Country: type: string enum: - US - CA - RU - EG - ZA - GR - NL - BE - FR - ES - HU - IT - RO - CH - AT - GB - DK - SE - NO - PL - DE - PE - MX - CU - AR - BR - CL - CO - VE - MY - AU - ID - PH - NZ - SG - TH - JP - VN - CN - TR - IN - PK - AF - LK - IR - MA - DZ - TN - LY - GM - SN - MR - ML - GN - BF - NE - TG - BJ - MU - LR - SL - GH - NG - CF - TD - CM - CV - ST - GQ - GA - BS - AO - BB - AX - SD - RW - ET - SO - DJ - KE - TZ - UG - BI - MZ - ZM - MG - RE - ZW - NA - MW - LS - BW - AG - KM - GW - CD - VG - SH - AW - FO - GL - KY - GI - PT - LU - IE - IS - AL - MT - CY - FI - BG - GG - LT - LV - EE - MD - AM - BY - AD - SM - UA - HR - SI - BA - MK - XK - CZ - SK - LI - BM - GD - FK - BZ - GT - SV - HN - NI - CR - PM - HT - PR - VI - GS - SX - BQ - GP - BO - GY - EC - GF - PY - MQ - SR - UY - AN - TC - BL - MF - MS - GU - AQ - BN - NR - PG - TO - SB - VU - FJ - WF - CK - NU - AS - KI - NC - TV - PF - MP - PW - MH - FM - SS - LC - DM - VC - DO - HK - MO - KH - LA - TT - KN - JM - BD - TW - MM - KR - KP - LB - JO - SY - IQ - KW - SA - OM - AE - IL - BH - QA - BT - NP - TJ - TM - AZ - GE - UZ - AI - PA - CI - ER - KZ - KG - CC - MN - BV - SC - IO - WS - TL - TF - YT - PN - SJ - TK - UM - EH - MV - CX - NF - CG - MC - VA - SZ - PS - JE - IM - RS - ME - HM - CW - CS - YE - YD - SU - YU - ZR AccountStatus: type: string enum: - ACTIVEBANKACCOUNT - TERMINATEDBANKACCOUNT AccountType: type: string enum: - CHECKING - SAVINGS - CREDITCARD - DEBITCARD - BROKERAGEACCOUNT - CERTIFICATEOFDEPOSIT - WIRE BankAccountPurpose: type: string enum: - LOANINTERESTBILLING - DISBURSEMENTS - LOANPRINCIPALBILLING - PREMIUMBILLING - ONETIMEPREMIUMBILLING - PAYOUT - ONETIMEWIRE BranchAddress: type: object properties: addressType: $ref: "#/components/schemas/AddressType" addressLine1: type: string example: 1112 Pickle Street description: Address line 1 of the Bank addressLine2: type: string example: South Jersey description: Address line 2 of the Bank addressLine3: type: string example: 1234 Post box description: Address Line 3 of the bank city: type: string example: Garden City description: City of the bank address state: $ref: "#/components/schemas/State" zipCode: type: string example: "67846" description: Zip code of the bank address zipCodeExtension: type: string example: "23" description: Unit of the bank address country: $ref: "#/components/schemas/Country" Disbursement: type: object properties: id: type: string description: Disbursement ID refers to the unique identifier assigned to a specific disbursement transaction within an insurance or annuity system. It is used to track, reference, and audit the payout or withdrawal of funds related to a policy, such as benefit payments, loans, withdrawals, or refunds example: 65a867a326d49513ae85c2d3 correlationId: type: string description: The unique ID to track each transaction request across all systems example: 657b717b7dcf554abf9ef067 source: type: string description: Source System refers to the originating system or platform from which a financial transaction, policy event, or accounting entry is generated and passed into the general ledger or accounting engine. It identifies where the data came from, helping to track, validate, and audit entries across integrated insurance systems example: ZHA carrierId: type: string description: Carrier Code is a unique identifier assigned to each insurance carrier (insurance company) within a system, typically used to distinguish between multiple carriers in a multi-carrier environment. It is essential for chart of account setup, policy administration, and reporting across insurance platforms example: EVGL planCode: type: string description: The Plan Code is a carrier-assigned unique identifier used to distinguish a specific product, rate structure, and version of a life insurance or annuity policy. It ensures accurate policy tracking, pricing, and administration example: PLAN001 setId: type: string description: Carrier SET ID refers to a system-specific grouping identifier that represents a set of data, configuration, or financial parameters uniquely tied to a particular carrier within the chart of accounts and policy administration system example: EVGLCOC businessUnit: type: string description: AP Business Unit (Accounts Payable Business Unit) refers to the organizational entity or department responsible for processing and recording disbursements in the general ledger. It represents the source entity within the enterprise`s financial structure that issues payments, such as claims, withdrawals, policy loans, or refunds example: "11001" invoiceDate: type: string format: date description: Invoice Date refers to the date on which an invoice or payment request is issued or recorded for a disbursement transaction. In the context of insurance and annuity disbursements, this could relate to payments for claims, commissions, policy loans, refunds, or services provided (e.g., third-party administrator fees or vendor invoices) example: 2024-01-18 invoiceId: type: string description: Invoice ID is a unique identifier assigned to a disbursement-related invoice, used for tracking, reconciliation, and audit purposes across financial and operational systems in insurance and annuity environments example: AK10000015 contractNumber: type: string description: The Policy Number is a unique identifier assigned to a life insurance or annuity contract by the insurance carrier. It serves as the official reference number for tracking, managing, and servicing the policy throughout its lifetime example: AK10000015 transactionType: type: string enum: - Activation - AddOwner - AddressChange - AgentChange - AnnuitantChange - Anniversary - AnnualPolicyRefreshAndRecalculation - AssigneeChange - BankAccountChange - BeneficiaryChange - CalendarProcessing - CancelNoPremium - ClaimPayout - CommunicationPreferenceChange - ConversionActivation - CostOfInsurance - CoverageCharge - CoverageCredit - DeathClaim - DeliveryDateSetup - Disbursement - EmailChange - ExistingPartyNameChange - ExpenseCharge - FaceAmountChange - FaceAmountDecrease - FaceAmountIncrease - FeatureChange - ForceOut - FreeLookExpiration - FreeLookCancellation - FullSurrender - FundAllocationsChange - FundTransfer - GrantorChange - PaymentInitialPremium - IdentifierChange - InitialPremium - InterestCredit - InterestCreditLoan - InterestCreditMatch - InterestLoan - Issuance - Lapse - LapseAssessment - LoanAnniversaryTrueUp - LoanRepaymentOneTime - MatchBonusVesting - MultipleBeneficiaryChange - MultipleEmailChange - MultiplePayeeChange - MultipleAgentChange - MultipleOwnerChange - MultipleAnnuitantChange - MultiplePhoneNumberChange - NewLoan - NotificationOfDeathClaim - OneTimePremium - OwnerChange - PartialWithdrawalOneTime - PolicyDetailsChange - PayeeChange - PaymentExpiration - PaymentLoanRepaymentOneTime - PaymentOneTimePremium - PaymentSystematicLoanRepayment - PayorChange - PhoneNumberChange - RateRenewal - RemoveOwner - Rescission - PowerOfAttorneyChange - PreferredMailingAddressChange - Reinstatement - ReinstatementApproved - Reissuance - RequiredMinimumDistributionOneTime - SubsequentPayment - SubsequentPremium - Sweep - SystematicLoanRepayment - SystematicLoanRepaymentSetup - SystematicPartialWithdrawal - SystematicPartialWithdrawalSetup - SystematicRequiredMinimumDistribution - SystematicRequiredMinimumDistributionSetup - SystematicPaymentSetup - SystematicAnnuityPayout - SystematicAnnuityPayoutSetup - SystematicProgramUpdate - TPDChange - TrusteeChange - UnitExpenseCharge - ValueAdjustment - YearBeginningRefreshAndRecalculation - WithdrawnApplication - DollarCostAverage - ProcessingDate - ServiceCharge - TransferCharge - RiderAddition - Annuitization - AnnuityBenefitReduction - Reclassification - FlatExtraChange - Commutation - Dividend - DividendFeatureCharge - MarketTimerFee - InterimAnnualProcessing - HardshipWithdrawal - HardshipEnd - ResetBenefitAmounts - GuaranteedAccumulationBenefitPeriodEnd - GainLossChargeBack - SpousalContinuation - PeriodicCharge - DeathBenefitLockIn - RatchetLockIn - GrowthDeathBenefitLockIn - DateOfDeath - BenefitAmountAutoAdjustment - NotificationOfRiderClaimStart - LongTermCareBenefitStartStop - DailyRatchet - AnnuitizationAnniversary - DeclineFeeChange - GuaranteedWithdrawalBenefitPaymentLockIn - ExcessInterestCredit - LongTermCareWithdrawal - GuaranteedWithdrawalBenefitInterestAdjustment - InvestmentAdvisorFee - PayoutAmountChange - AdditionalBenefitStart - AdditionalBenefitEnd - RiderActivationAnniversary - AdditionalBenefitRenew - QualifiedPlanChange - AdvanceAnnuityPayment - PartialCommutation - GuaranteedIndexRates - BailoutRenewal - NonLifeAnnuitization - AdditionalBenefitReCertification - CostBasisReceived - FreeWithdrawalRecalculation - YearEndGain - LongTermCareCertificationDate - QuarterlyProcessing - BenefitBaseAdjustment - RiderBenefitBaseLockIn - GuaranteedDeathBenefitRollUpRenew - GuaranteedWithdrawalBenefitRollUpRenew - RiderCharge - LongTermCareFeeStartStop - LongTermCareAssessmentCharge - RoleBirthday - PendingUnclaimedProperty - PendingPartialUnclaimedProperty - LiquidatedUnclaimedProperty - SystematicRiderClaimWithdrawalSetup - SystematicRiderClaimWithdrawal - TaxWithholdingChange - MultipleTrusteeChange - MultiplePowerOfAttorneyChange - OtherInterestedPartyChange - MultipleAuthorizedSignatoryChange - AuthorizedSignatoryChange - ExchangeCompanyChange - BillingFeatureChange - GWBPhaseChange description: Transaction Type refers to the specific kind of financial activity or event that occurs within a life insurance or annuity policy, and is used to trigger predefined accounting entry rules. It defines what the transaction represents (e.g., premium payment, claim payout, fee deduction), and determines how it should be recorded in the general ledger parentTransactionType: type: string enum: - Activation - AddOwner - AddressChange - AgentChange - AnnuitantChange - Anniversary - AnnualPolicyRefreshAndRecalculation - AssigneeChange - BankAccountChange - BeneficiaryChange - CalendarProcessing - CancelNoPremium - ClaimPayout - CommunicationPreferenceChange - ConversionActivation - CostOfInsurance - CoverageCharge - CoverageCredit - DeathClaim - DeliveryDateSetup - Disbursement - EmailChange - ExistingPartyNameChange - ExpenseCharge - FaceAmountChange - FaceAmountDecrease - FaceAmountIncrease - FeatureChange - ForceOut - FreeLookExpiration - FreeLookCancellation - FullSurrender - FundAllocationsChange - FundTransfer - GrantorChange - PaymentInitialPremium - IdentifierChange - InitialPremium - InterestCredit - InterestCreditLoan - InterestCreditMatch - InterestLoan - Issuance - Lapse - LapseAssessment - LoanAnniversaryTrueUp - LoanRepaymentOneTime - MatchBonusVesting - MultipleBeneficiaryChange - MultipleEmailChange - MultiplePayeeChange - MultipleAgentChange - MultipleOwnerChange - MultipleAnnuitantChange - MultiplePhoneNumberChange - NewLoan - NotificationOfDeathClaim - OneTimePremium - OwnerChange - PartialWithdrawalOneTime - PolicyDetailsChange - PayeeChange - PaymentExpiration - PaymentLoanRepaymentOneTime - PaymentOneTimePremium - PaymentSystematicLoanRepayment - PayorChange - PhoneNumberChange - RateRenewal - RemoveOwner - Rescission - PowerOfAttorneyChange - PreferredMailingAddressChange - Reinstatement - ReinstatementApproved - Reissuance - RequiredMinimumDistributionOneTime - SubsequentPayment - SubsequentPremium - Sweep - SystematicLoanRepayment - SystematicLoanRepaymentSetup - SystematicPartialWithdrawal - SystematicPartialWithdrawalSetup - SystematicRequiredMinimumDistribution - SystematicRequiredMinimumDistributionSetup - SystematicPaymentSetup - SystematicAnnuityPayout - SystematicAnnuityPayoutSetup - SystematicProgramUpdate - TPDChange - TrusteeChange - UnitExpenseCharge - ValueAdjustment - YearBeginningRefreshAndRecalculation - WithdrawnApplication - DollarCostAverage - ProcessingDate - ServiceCharge - TransferCharge - RiderAddition - Annuitization - AnnuityBenefitReduction - Reclassification - FlatExtraChange - Commutation - Dividend - DividendFeatureCharge - MarketTimerFee - InterimAnnualProcessing - HardshipWithdrawal - HardshipEnd - ResetBenefitAmounts - GuaranteedAccumulationBenefitPeriodEnd - GainLossChargeBack - SpousalContinuation - PeriodicCharge - DeathBenefitLockIn - RatchetLockIn - GrowthDeathBenefitLockIn - DateOfDeath - BenefitAmountAutoAdjustment - NotificationOfRiderClaimStart - LongTermCareBenefitStartStop - DailyRatchet - AnnuitizationAnniversary - DeclineFeeChange - GuaranteedWithdrawalBenefitPaymentLockIn - ExcessInterestCredit - LongTermCareWithdrawal - GuaranteedWithdrawalBenefitInterestAdjustment - InvestmentAdvisorFee - PayoutAmountChange - AdditionalBenefitStart - AdditionalBenefitEnd - RiderActivationAnniversary - AdditionalBenefitRenew - QualifiedPlanChange - AdvanceAnnuityPayment - PartialCommutation - GuaranteedIndexRates - BailoutRenewal - NonLifeAnnuitization - AdditionalBenefitReCertification - CostBasisReceived - FreeWithdrawalRecalculation - YearEndGain - LongTermCareCertificationDate - QuarterlyProcessing - BenefitBaseAdjustment - RiderBenefitBaseLockIn - GuaranteedDeathBenefitRollUpRenew - GuaranteedWithdrawalBenefitRollUpRenew - RiderCharge - LongTermCareFeeStartStop - LongTermCareAssessmentCharge - RoleBirthday - PendingUnclaimedProperty - PendingPartialUnclaimedProperty - LiquidatedUnclaimedProperty - SystematicRiderClaimWithdrawalSetup - SystematicRiderClaimWithdrawal - TaxWithholdingChange - MultipleTrusteeChange - MultiplePowerOfAttorneyChange - OtherInterestedPartyChange - MultipleAuthorizedSignatoryChange - AuthorizedSignatoryChange - ExchangeCompanyChange - BillingFeatureChange - GWBPhaseChange description: Parent Transaction Type refers to the original or primary business event that triggers or causes a related disbursement transaction (the “child” transaction). In insurance and annuity systems, it identifies the source action or condition that results in money being disbursed—such as a claim approval, policy loan request, withdrawal, or refund transactionId: type: string description: Transaction ID is a unique identifier assigned to each financial or policy-related transaction within an insurance or annuity system. It serves as a reference key to track, audit, and link the transaction across systems—such as policy administration, billing, claims, and general ledger example: "13" arNumber: type: string description: AR Number stands for Accounts Receivable Number and refers to the unique identifier assigned to a receivable transaction that reflects money owed to the insurance company. In some insurance systems, it may also be used to track receivable offsets against disbursements, such as refunds, recoveries, or adjustments example: Party_PI_1 paymentMethod: type: string description: The type of payment method such as DTCC,EFT or credit card example: EFT netPaymentAmount: type: number format: double description: The actual dollar amount disbursed to the payee example: 5 payeeGrossAmount: type: number description: TBD example: 20 distributionInternalRevenueServiceCode: type: string description: The IRS tax reporting code associated to the distribution code example: LD distributionCode: $ref: "#/components/schemas/DistributionCode" costBasisChangeAmount: type: number description: The Cost Basis Change Amount refers to the difference between the old and new cost basis of a life insurance policy or annuity. It reflects adjustments due to premium payments, withdrawals, policy loans, 1035 exchanges, or other financial transactions that impact the total cost basis example: 161.81698 format: double ownerName: type: string example: KAREN Anne BATES description: Name of the owner annuitantName: type: string example: KAREN Anne BATES description: Name of the annuitant payeeName: type: string description: Name of the payee example: Karen Anne Bates payeeAddress: $ref: "#/components/schemas/Address" bankDetail: $ref: "#/components/schemas/BankAccount" forBenefitOfOrForFurtherCredit: type: string description: FBO - For Benefit Of FFC - For Further Credit (to notate a second beneficiary or to designate a person or organization when funds are disbursed out) example: John Doe forBenefitOfOrForFurtherCreditIndicator: type: boolean example: true description: Indicates whether the outgoing funds are being requested for the benefit of or for further credit to another person or organization. timestamp: type: string format: date-time description: TBD example: 2024-01-25T17:51:17.312Z originalTransactionId: type: string description: The unique identifier of the reversed transaction. When a transaction is reversed, this field holds the ID of the original transaction that was reversed. We capture this to ensure proper tracking and auditing of financial adjustments within the system example: "1" ```