---
title: "Base"
url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/Base"
---

> Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md

# Base

## OpenAPI definition

```yaml
openapi: 3.0.0
info:
  title: Policy Service
  version: 0.0.21
servers:
  - url: https://uat.api.zinnia.io
components:
  schemas:
    Base:
      type: object
      properties:
        currentBase:
          type: number
          format: double
          example: 14.32
          description: Tracked againist Account Value and will be updated on every
            Anniversary Incremented by gross premiums and credit
            enhancements.  Set to Investment Value if rider is issed post
            contract issue.  Adjusted for withdrawals. Reset on Anniversaries
        ratchetBase:
          type: number
          format: double
          description: Tracked againist Account Value and will be updated on every
            Anniversary Incremented by gross premiums and credit
            enhancements.  Set to Investment Value if rider is issed post
            contract issue. Adjusted for withdrawals.  Reset on Anniversaries.
          example: 19.35
        growthBase:
          type: number
          format: double
          description: Incremented by gross premiums and credit enhancements. Set to
            Investment Value if rider is issed post contract issue. Adjusted for
            withdrawals. Reset on Anniversaries by crediting interest based on
            the interest rate in the Growth Factor Calculation equation box.
          example: 15.65
        deferralBonus:
          type: number
          format: double
          description: The Deferral Bonus is configured a percent of a Deferred Bonus
            Base. It is set to the value on Feature Change, Premium, Annual
            Processing, GMWB Interest Adjustment transactions
          example: 12.65
        deferralBonusBase:
          type: number
          format: double
          description: Captures the basis for calculating the Deferral Bonus.Base used to
            calculate the annual Deferral Bonus.  Parameters defined in the
            Deferral tab (GMWB). Incremented by gross premiums.  If GMDB feature
            added post issue, then set to Investment Value.  Adjusted for
            withdrawals.  Reset on Contract Anniversaries equal to the Deferral
            Bonus Base Reset equation box.  Stored in the Transaction Log table.
          example: 13.12
        simpleInterestBase:
          type: number
          format: double
          description: Incremented by gross premiums.  Initialized to the Investment Value
            if GMDB added post issue.  Adjusted for excess withdrawals.  Set to
            Investment Value on Spousal Continuation.
          example: 14.21
      required:
        - currentBase
        - ratchetBase
        - growthBase
        - deferralBonus
        - deferralBonusBase
        - simpleInterestBase
```