---
title: "AdhocReissuanceRiderRiderCoverageLayer"
url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/AdhocReissuanceRiderRiderCoverageLayer"
---

> Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md

# AdhocReissuanceRiderRiderCoverageLayer

## OpenAPI definition

```yaml
openapi: 3.0.0
info:
  title: Policy Service
  version: 0.0.21
servers:
  - url: https://qa.api.zinnia.io
components:
  schemas:
    RiderType:
      type: string
      enum:
        - BASE
        - RIDER
        - BASEINCREASE
        - INTEGRATEDRIDER
        - RIDERINCREASE
        - BENEFIT
        - DISCOUNT
        - OTHER
        - UNKNOWN
    AdhocReissuanceRiderRiderCoverageLayer:
      type: object
      properties:
        coverageId:
          type: string
          example: Base_Coverage
          description: The Coverage ID is a unique identifier assigned to a specific
            coverage type or benefit within an insurance policy. It helps
            insurance companies, agents, and policyholders track and
            differentiate multiple coverage components within a single policy.
        coverageType:
          $ref: "#/components/schemas/RiderType"
        coverageName:
          type: string
          example: Base_Coverage
          description: The Coverage Name in a life insurance policy refers to the specific
            title or label assigned to a coverage type within the policy
            contract. It helps insurers, agents, and policyholders identify,
            classify, and manage different coverage components in a policy.
        approvedCoverageAmount:
          type: number
          format: double
          example: 10000
          description: The Approved Coverage Amount refers to the specific amount of
            insurance coverage that has been approved by the insurer during the
            underwriting process. It represents the face amount (death benefit)
            the insurer has agreed to issue based on the applicant's risk
            profile, health, and other underwriting criteria.
        currentAmount:
          type: number
          format: double
          example: 300000
          description: The Current Coverage Amount refers to the active or present death
            benefit or coverage value available under the policy at a specific
            point in time. It reflects any adjustments, policy changes,
            withdrawals, or loans that may have altered the original coverage
            amount.
        originalCoverageAmount:
          type: number
          format: double
          example: 300000
          description: The Original Coverage Amount refers to the initial face value or
            death benefit of a policy at the time of issuance before any policy
            modifications, withdrawals, loans, or benefit reductions. It
            represents the starting coverage amount agreed upon when the policy
            was first issued.
        lowDeathBenefitAmount:
          type: number
          format: double
          example: 300000
          description: Low Death Benefit refers to the lowest possible death benefit
            guaranteed within each specific coverage component of a policy. This
            ensures that beneficiaries receive at least a minimum death benefit
            regardless of market performance, policy changes, or withdrawals.
        coverageEffectiveDate:
          type: string
          format: date
          example: 2023-01-01
          description: The Coverage Effective Date refers to the date when an increase in
            coverage or a new coverage component officially takes effect in a
            life insurance policy. It marks the beginning of the insured’s
            eligibility for the new or increased benefits.
        coverageChangeEffectiveDate:
          type: string
          format: date
          example: 2023-01-01
          description: The Coverage Change Effective Date (for a decrease in coverage)
            refers to the date when the reduced coverage amount officially takes
            effect in a life insurance policy. It marks the point from which the
            new lower coverage amount applies.
        coverageTerm:
          type: number
          format: int32
          example: 1
          description: Coverage Term refers to the number of years that a life insurance
            policy or specific coverage component is intended to remain in
            force, providing protection to the insured. It defines the planned
            duration of insurance coverage, after which the coverage may expire,
            renew, or convert, depending on the product type.
```