---
title: "AccountValueAttributes"
url: "https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086/schemas/AccountValueAttributes"
---

> Full API specification: https://developers.zinnia.com/apis/policy-service-0-1-0/versions/8306e031-b41c-452a-a7ed-d73d65602086.md

# AccountValueAttributes

## OpenAPI definition

```yaml
openapi: 3.0.0
info:
  title: Policy Service
  version: 0.0.21
servers:
  - url: https://qa.api.zinnia.io
components:
  schemas:
    AccountValueAttributes:
      type: object
      properties:
        cashValueAmount:
          type: string
          example: "1000"
          description: Cash Value Amount
        beginningAccountValue:
          type: string
          example: "2000"
          description: The Account Value refers to the total cash value of a life
            insurance policy or annuity at the beginning of each transaction,
            including both loaned and unloaned amounts. It represents the
            policy’s accumulated value before deductions, withdrawals, or new
            transactions
        endingAccountValue:
          type: string
          example: "1500"
          description: The Current Account Value refers to the total cash value of a life
            insurance policy or annuity (including loaned and unloaned amounts)
            as of the last processed transaction. This value is used to
            determine the available account value (AV) for policyholders and is
            also the amount on which Fixed Interest is credited
        minimumAccountValue:
          type: string
          example: "500"
          description: Minimum Account Value
        cashValueByYear:
          type: string
          example: "200"
          description: Cash Value By Year
        unLoanedAcctValue:
          type: string
          example: "300"
          description: Unloaned Account Value
        loanedAcctValue:
          type: string
          example: "100"
          description: Loaned Account Value
        cashSurrenderValue:
          type: string
          example: "800"
          description: Cash Surrender Value
        netAmountAtRisk:
          type: string
          example: "50"
          description: The Net Amount at Risk (NAR) is the difference between the policy’s
            total death benefit and the policy’s account value (cash value). It
            represents the portion of the death benefit that the insurance
            company is at risk of paying out beyond the policyholder’s
            accumulated account value
        deemedCashValueAmount:
          type: string
          example: "400"
          description: Deemed Cash Value Amount
      required:
        - cashValueAmount
        - beginningAccountValue
        - endingAccountValue
        - minimumAccountValue
        - cashValueByYear
        - unLoanedAcctValue
        - loanedAcctValue
        - cashSurrenderValue
        - netAmountAtRisk
        - deemedCashValueAmount
```