--- title: "Quote" url: "https://developers.zinnia.com/apis/new-business/versions/b8532e16-b28e-4393-9305-def50b91e40e/schemas/Quote" --- > Full API specification: https://developers.zinnia.com/apis/new-business/versions/b8532e16-b28e-4393-9305-def50b91e40e.md # Quote ## OpenAPI definition ```yaml openapi: 3.1.0 info: title: Zinnia New Business API. version: 0.9.8 servers: - url: https://qa.api.zinnia.io description: QA Environment - url: https://dev.api.zinnia.io description: DEV Environment - url: https://uat.api.zinnia.io description: UAT Environment - url: https://api.zinnia.io description: PROD Environment components: schemas: MonthlySavings: type: object properties: minSavings: type: number description: Minimunm Savings example: 132 maxSavings: type: number description: Maximum Savings example: 222 targetSavings: type: number description: Target Savings example: 132 QuoteQuestions: type: object properties: id: type: string description: Index number of the question example: "1" code: type: string enum: - RelationshipStatus - ChildrenStatus - FinanceSavvy - MoneyRelation - FundsUsage - FamilyUsage description: RelationshipStatus example: FinanceSavvy description: type: array items: type: string enum: - Single - Future - Engaged - Recently Married - Married - None - Plan To - Trying - Pregnant - Yes-Plus - Yes-Complete - Novice - Student - Hobbyist - Expert - Adventurer - Individualist - Moderate - Planner - Saver - Retirement Hedge - Early Retirement - Retirement Supplement - Fund a Large Expense - College Savings - Disability Income - Small Business Venture - Build Wealth - Other - Nest Egg - Protect Co-signers - Pay Off Debts - Fund College - Cover Expenses - Maintain Quality Of Life - Support Additional Family - Funeral Expenses - Support Family - Undecided - Help With Illness description: Response details ApprovedQuote: type: object properties: quoteId: type: string description: Unique Id generated by the LPS system example: Q332022203127424 acctValIntRate: type: number description: Account value interst rate example: 3.5 riskClass: type: string enum: - Elite Non-Tobacco - Preferred Non-Tobacco - Standard Non-Tobacco - Standard Tobacco - Standard Aggregate - Substandard Non-Tobacco - Substandard Tobacco description: Risk Class Configured at LPS Engine example: Elite Non-Tobacco faceAmount: type: number description: Face Amount example: 250000 premiumAmount: type: number format: double description: Premium amount example: 216.16 paymentTerm: type: string description: Duration of payment example: "20" issueAge: type: string description: Age at issue example: "26" quoteDate: type: string format: date-time description: date (with pattern "yyyy-MM-dd'T'HH:mm:ss'Z'"). Quote date cashValue: type: number description: Cash value as on date example: 3952.941779 pricingVersion: type: string description: Internal to LPS example: 2021.10.15 matchVersion: type: string description: Internal to LPS example: 2021.10.15 matchPercent: type: number description: Match percent example: 1 averageMonthlyCOI: type: number description: Average monthly cost of issuance example: 76 firstMonthCOI: type: number description: first month cost of issuance example: 17.46 adminFee: type: number description: Admin fee example: 8 firstMonthSavings: type: number description: First month saving example: 190.54 monthlySavings: $ref: "#/components/schemas/MonthlySavings" Quote: type: object properties: quoteId: type: string description: Unique Id generated by the LPS system example: Q332022203127424 carrier: type: string example: CarrierName_1 leadId: type: string description: Unique Id generated by the LPS system example: Q332022203127424 riskClass: type: string enum: - Elite Non-Tobacco - Preferred Non-Tobacco - Standard Non-Tobacco - Standard Tobacco - Standard Aggregate - Substandard Non-Tobacco - Substandard Tobacco description: Risk Class Configured at LPS Engine example: Elite Non-Tobacco lob: type: string enum: - Life description: Line of business example: Life productType: type: string enum: - Indexed Universal Life - Universal Life - Term description: type of product example: Indexed Universal Life email: type: string description: Email id of the insured example: test.qa182@test.com productCode: type: string enum: - ABC001 description: Product code example: ABC001 state: type: string enum: - AL - AK - AZ - AR - CA - CO - CT - DC - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE - NV - NH - NJ - NM - NY - NC - ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY description: State Code example: AL faceAmount: type: number description: Face Amount example: 250000 premiumAmount: type: number format: double description: Premium amount example: 216.16 paymentTerm: type: string description: Duration of payment example: "20" premiumFrequency: type: string enum: - m - q - a - sa - sp description: Frequency of premium payment example: m dob: type: string format: date description: Date of birth of insured ageAsOfDate: type: string format: date description: Date as of when age needs to be calculated. This can be defaulted to current date in format YYYY-MM-DD or can be signature date to calculate issue age as of sign date. gender: type: string enum: - Male - Female description: Gender of insured example: Male smoker: type: string enum: - Yes - No description: Smoking preferences example: No health: type: string description: Health condition example: Good underwritingMethod: type: string enum: - FULL_UNDERWRITING - ATTESTATION_VALIDATION - ADDITIONAL_UNDERWRITING - SIMPLIFIED_UNDERWRITING - REDUCED_UNDERWRITING description: Underwriting types example: FULL_UNDERWRITING issueAge: type: string description: Age at issue example: "26" quoteDate: type: string format: date-time description: date (with pattern "yyyy-MM-dd'T'HH:mm:ss'Z'"). Quote date cashValue: type: number description: Cash value as on date example: 3952.941779 success: type: boolean description: Quote status example: false annualIncome: type: number description: Annual of insured/owner example: 0 annualPolicyMgmtFee: type: number description: Annual policy management fee example: 0 additionalPaymentAmount: type: number description: Additional payment amount example: 0 pricingVersion: type: string description: Internal to LPS example: 2021.10.15 matchVersion: type: string description: Internal to LPS example: 2021.10.15 matchPercent: type: number description: Match percent example: 1 averageMonthlyCOI: type: number description: Average monthly cost of issuance example: 76 firstMonthCOI: type: number description: first month cost of issuance example: 17.46 adminFee: type: number description: Admin fee example: 8 firstMonthSavings: type: number description: First month saving example: 190.54 monthlySavings: $ref: "#/components/schemas/MonthlySavings" quoteQuestions: items: $ref: "#/components/schemas/QuoteQuestions" approvedQuote: $ref: "#/components/schemas/ApprovedQuote" required: - quoteId - riskClass ```