---
title: "NonReplacementPatch"
url: "https://developers.zinnia.com/apis/new-business/versions/b8532e16-b28e-4393-9305-def50b91e40e/schemas/NonReplacementPatch"
---

> Full API specification: https://developers.zinnia.com/apis/new-business/versions/b8532e16-b28e-4393-9305-def50b91e40e.md

# NonReplacementPatch

## OpenAPI definition

```yaml
openapi: 3.1.0
info:
  title: Zinnia New Business API.
  version: 0.9.8
servers:
  - url: https://qa.api.zinnia.io
    description: QA Environment
  - url: https://dev.api.zinnia.io
    description: DEV Environment
  - url: https://uat.api.zinnia.io
    description: UAT Environment
  - url: https://api.zinnia.io
    description: PROD Environment
components:
  schemas:
    InsuranceHistoryAddressDetail:
      required:
        - addressType
        - addressLine1
        - city
        - state
        - zipCode
        - country
      type: object
      properties:
        addressType:
          type: string
          enum:
            - RESIDENCE
            - BUSINESS
            - POBOX
            - SEASONAL
            - SECONDARY
            - MAILING
          description: Type of address
          example: RESIDENCE
        addressLine1:
          type: string
          description: Primary address line
          example: 123 Main St
        addressLine2:
          type: string
          description: Secondary address line (optional)
          example: Apt 4B
        addressLine3:
          type: string
          description: Secondary address line (optional)
          example: suite 123
        city:
          type: string
          description: City name
          example: San Francisco
        state:
          $ref: "#/components/schemas/State"
        zipCode:
          type: string
          pattern: ^\d{5}?$
          description: ZIP code (5 digits)
          example: "94105"
        zipCodeExt:
          type: string
          description: ZIP code extension
          example: "4465"
        country:
          type: string
          description: Country Code
          enum:
            - US
    State:
      type: string
      example: CA
      enum:
        - AL
        - AK
        - AZ
        - AR
        - AS
        - AA
        - AE
        - AP
        - CA
        - CO
        - CT
        - DC
        - DE
        - FL
        - GA
        - GU
        - HI
        - ID
        - IL
        - IN
        - IA
        - KS
        - KY
        - LA
        - ME
        - MD
        - MA
        - MI
        - MN
        - MS
        - MO
        - MT
        - MP
        - NE
        - NV
        - NH
        - NJ
        - NM
        - NY
        - NC
        - ND
        - OH
        - OK
        - OR
        - PA
        - PR
        - RI
        - SC
        - SD
        - TN
        - TX
        - UT
        - UM
        - VT
        - VA
        - VI
        - WA
        - WV
        - WI
        - WY
      description: Abbreviated names for states
    NonReplacementPatch:
      type: object
      required:
        - type
        - policyNumber
        - status
        - amount
        - carrier
        - productType
      properties:
        type:
          type: string
          description: Identifies the type of  transaction being processed for a policy or
            application. This key helps categorize and route replacement or
            conversion cases appropriately within the systems.
          enum:
            - REPLACEMENT
            - NONREPLACEMENT
            - CONVERSION
          example: NONREPLACEMENT
        useExistingPolicyFunds:
          type: boolean
          description: Use funds from existing policies
          example: true
        policyNumber:
          type: string
          description: Existing policy number
          example: "1234567890"
        productCode:
          type: string
          description: Product code for mentioned policy
          example: "1234567890"
        amount:
          type: number
          format: double
          description: Policy amount
          example: 100
        status:
          type: string
          enum:
            - ACTIVE
            - LAPSED
            - TERMINATED
          description: Policy status
          example: ACTIVE
        replacementCoverageAmount:
          type: number
          format: double
          description: Represents the anticipated cash value expected to be transferred
            from the existing policy being replaced.
          example: 100
        carrier:
          type: string
          description: Name of the ceeding carrier. It should be same as mentioned in the
            form.
          example: CarrierName_1
        issueDate:
          type: string
          format: date
          pattern: ^[0-9]{4}-[0-9]{2}-[0-9]{2}$
          description: The official date on which the policy is issued and becomes
            effective.
          example: 2022-01-01
        policyEffectiveDate:
          type: string
          format: date
          pattern: ^[0-9]{4}-[0-9]{2}-[0-9]{2}$
          description: Date (with pattern "yyyy-mm-dd")
          example: 2022-01-01
        productType:
          type: string
          enum:
            - LIFE
            - ANNUITY
          description: Indicates the category of the insurance product associated with the
            policy
          example: ANNUITY
        tin:
          type: string
          description: Tax Id for given company
          example: "123456789"
        exchangeType:
          type: string
          enum:
            - EXTERNAL1035
            - INTERNAL1035
            - EXTERNALDIRECTTRANSFER
            - INTERNALDIRECTTRANSFER
            - EXTERNALROLLOVERQUALIFIED
            - INTERNALROLLOVERQUALIFIED
            - EXTERNALROTHROLLOVER
            - INTERNALROTHROLLOVER
            - EXTERNALROTHDIRECTTRANSFER
            - INTERNALROTHDIRECTTRANSFER
            - BENEFITPROCEEDS
            - CASHCONTRIBUTIONS
            - EXTERNAL1035PARTIAL
            - INTERNAL1035PARTIAL
            - EXTERNALDIRECTTRANSFERREPLACEMENT
            - INTERNALDIRECTTRANSFERREPLACEMENT
            - CLIENTINITIATEDTRANSFER
            - BIRTHORADOPTIONREPAYMENT
          description: Specifies the type of policy exchange or replacement transaction
            being performed.
          example: EXTERNAL1035
        addressDetail:
          $ref: "#/components/schemas/InsuranceHistoryAddressDetail"
        costBasis:
          type: number
          format: double
          description: The default value is 0.Represents the total amount of premiums paid
            or invested into the existing policy being replaced, excluding gains
            or interest.
        qualificationType:
          type: string
          enum:
            - IRA_REGULAR
            - IRA_SPOUSAL
            - IRA_ROLLOVER
            - ROTH_IRA
            - CUSTODIAL_IRA
            - CUSTODIAL_ROTH_IRA
            - CUSTODIAL_ROLLOVER_IRA
            - SEP_IRA
            - INHERITED_IRA
            - INHERITED_ROTH_IRA
            - NQ_STRETCH
            - 403B
            - NON_QUALIFIED
            - IRA_SIMPLE
            - Q401K
            - Q401A
            - Q457B
            - PENSION_PLAN
          description: Indicates the tax qualification status of the policy or account.
          example: IRA_REGULAR
        mecIndicator:
          type: boolean
          description: >
            - Indicates whether the policy is classified as a Modified Endowment
            Contract (MEC) or not

            - Default = False
          example: false
        replacementType:
          type: string
          enum:
            - PARTIAL
            - FULL_SURRENDER
          description: Policy replacement type
          example: PARTIAL
        exchangeDate:
          type: string
          format: date
          pattern: ^[0-9]{4}-[0-9]{2}-[0-9]{2}$
          description: Date on which the old policy is replaced by the new one.
          example: 2022-01-01
        existingLifeInsuranceIndicator:
          type: boolean
          description: Indicates if there is existing life insurance policies.
          default: false
          example: false
```